Compare Today’s Mortgage Rates for Alba, Pennsylvania
Pureloan searches mortgage lenders and major banks in Alba, Pennsylvania 16910 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,472 or $21 / month is expected in Alba and other areas of Bradford county.
Pureloan’s search engine explores all home mortgage options in Alba, Pennsylvania 16910, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Alba, Pennsylvania 16910
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Interactive Mortgage Rate Projections for Alba, PA
To forecast and predict mortgage rates in Alba, PA 16910, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Alba, Pennsylvania 16910 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Alba, Pennsylvania and around Bradford county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.47% | 87.40% | 87.15% | 91.19% | 91.08% | 90.35% | 90.81% | 92.53% |
| avg mortgage rate | 4.92% | 4.64% | 3.86% | 3.92% | 4.41% | 4.07% | 3.87% | 4.06% |
| % 15 year fixed mortgage | 6.35% | 10.14% | 9.57% | 7.69% | 7.68% | 7.27% | 6.71% | 6.82% |
| avg mortgage rate | 4.38% | 3.75% | 3.27% | 3.14% | 3.48% | 3.28% | 3.11% | 3.34% |
| Avg credit score | 760.24 | 760.56 | 760.24 | 760.68 | 753.09 | 755.75 | 751.96 | 750.00 |
| Avg LTV (loan to value) | 78.07% | 79.02% | 80.37% | 82.07% | 83.26% | 83.06% | 83.23% | 81.45% |
| Avg DTI (debt to income) | 31.88 | 32.14 | 31.85 | 32.14 | 33.28 | 33.56 | 33.66 | 34.98 |
| % First time homebuyer | 36.94% | 39.45% | 32.24% | 37.18% | 42.39% | 43.08% | 40.12% | 33.77% |
| Avg mortgage insurance % | 6.31% | 7.97% | 9.51% | 11.81% | 12.62% | 13.96% | 13.08% | 11.42% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Alba, Pennsylvania 16910
If you’re looking to buy a new home in Alba, we have compiled a list of the leading mortgage brokers around Alba, Pennsylvania 16910 to help you with your search.
OneMain Financial
66 Plaza Ln
Wellsboro PA 16910
(570) 724-2021
http://branches.onemainfinancial.com/pa/wellsboro/66-plaza-lane.html
Carson Consumer Discount Co.
70 Main St
Wellsboro PA 16910
(570) 724-1800
jairee.counterman@carsonlong.org
Onemain Financial
138 Tioga St
Wellsboro PA 16910
(570) 724-2021
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do
Carson Consumer Discount Co.
37 Canton St
Troy PA 16910
(570) 297-2156
http://www.carsonconsumerdiscount.com/
Address
66 Plaza Ln
Wellsboro PA
Contact
(570) 724-2021
http://branches.onemainfinancial.com/pa/wellsboro/66-plaza-lane.html
Address
70 Main St
Wellsboro PA
Contact
(570) 724-1800
jairee.counterman@carsonlong.org
Address
138 Tioga St
Wellsboro PA
Contact
(570) 724-2021
http://www.onemainfinancial.com/uscfa/cfa/portal/home.do