Compare Today’s Mortgage Rates for Albion, Pennsylvania
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Albion, Pennsylvania 16475. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,223 or $17 / month in Albion and other areas of Erie county.
Our search engine explores all home mortgage options in Albion, Pennsylvania 16475, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Albion, Pennsylvania 16475
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Interactive Mortgage Rate Projections for Albion, PA
To forecast and predict mortgage rates in Albion, PA 16475, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Albion, Pennsylvania 16475 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Albion, Pennsylvania and around Erie county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.47% | 87.40% | 87.15% | 91.19% | 91.08% | 90.35% | 90.81% | 92.53% |
| avg mortgage rate | 4.92% | 4.64% | 3.86% | 3.92% | 4.41% | 4.07% | 3.87% | 4.06% |
| % 15 year fixed mortgage | 6.35% | 10.14% | 9.57% | 7.69% | 7.68% | 7.27% | 6.71% | 6.82% |
| avg mortgage rate | 4.38% | 3.75% | 3.27% | 3.14% | 3.48% | 3.28% | 3.11% | 3.34% |
| Avg credit score | 760.24 | 760.56 | 760.24 | 760.68 | 753.09 | 755.75 | 751.96 | 750.00 |
| Avg LTV (loan to value) | 78.07% | 79.02% | 80.37% | 82.07% | 83.26% | 83.06% | 83.23% | 81.45% |
| Avg DTI (debt to income) | 31.88 | 32.14 | 31.85 | 32.14 | 33.28 | 33.56 | 33.66 | 34.98 |
| % First time homebuyer | 36.94% | 39.45% | 32.24% | 37.18% | 42.39% | 43.08% | 40.12% | 33.77% |
| Avg mortgage insurance % | 6.31% | 7.97% | 9.51% | 11.81% | 12.62% | 13.96% | 13.08% | 11.42% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Albion, Pennsylvania 16475
If you’re looking to buy a new home in Albion, we have compiled a list of the leading mortgage brokers around Albion, Pennsylvania 16475 to help you with your search.
Check 'n Go
2301 W 12th St
Erie PA 16475
(814) 455-2150
http://www.checkngo.com/
OneMain Financial
7200 Peach St
Erie PA 16475
(814) 864-4961
http://branches.onemainfinancial.com/pa/erie/7200-peach-street.html
OneMain Financial
5033 Peach St
Erie PA 16475
(814) 866-0099
http://branches.onemainfinancial.com/pa/erie/5033-peach-street.html
Liberty Mortgage Co.
3818 Liberty St
Erie PA 16475
(814) 868-8564
info@lmcmortgage.com
Beneficial Consumer Discount Company
6839 Peach St
Erie PA 16475
(814) 868-5171
http://www.beneficial.com
Address
2301 W 12th St
Erie PA
Contact
(814) 455-2150
http://www.checkngo.com/
Address
7200 Peach St
Erie PA
Contact
(814) 864-4961
http://branches.onemainfinancial.com/pa/erie/7200-peach-street.html
Address
5033 Peach St
Erie PA
Contact
(814) 866-0099
http://branches.onemainfinancial.com/pa/erie/5033-peach-street.html