Compare Today’s Mortgage Rates for Bear Creek, Pennsylvania
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Bear Creek, Pennsylvania 18602. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $10,091 or $28 / month in Bear Creek and other areas of Luzerne county.
Our search engine explores all home mortgage options in Bear Creek, Pennsylvania 18602, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Bear Creek, Pennsylvania 18602
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Bear Creek, PA
To forecast and predict mortgage rates in Bear Creek, PA 18602, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Bear Creek, Pennsylvania 18602 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Bear Creek, Pennsylvania and around Luzerne county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.24% | 91.46% | 91.49% | 90.66% | 92.09% | 89.98% | 93.32% | 92.09% |
| avg mortgage rate | 4.97% | 4.66% | 3.90% | 3.98% | 4.46% | 4.13% | 3.92% | 4.12% |
| % 15 year fixed mortgage | 6.10% | 6.67% | 7.02% | 7.74% | 6.63% | 7.90% | 5.14% | 5.58% |
| avg mortgage rate | 4.35% | 3.94% | 3.23% | 3.14% | 3.45% | 3.27% | 3.09% | 3.36% |
| Avg credit score | 760.32 | 763.00 | 758.97 | 757.84 | 753.59 | 752.21 | 751.71 | 751.07 |
| Avg LTV (loan to value) | 75.35% | 76.54% | 78.13% | 79.15% | 80.16% | 80.90% | 81.34% | 80.35% |
| Avg DTI (debt to income) | 33.54 | 32.95 | 33.27 | 33.50 | 34.31 | 34.42 | 34.86 | 35.83 |
| % First time homebuyer | 41.36% | 36.48% | 38.25% | 39.04% | 42.86% | 44.53% | 44.40% | 39.35% |
| Avg mortgage insurance % | 4.19% | 6.18% | 8.14% | 9.24% | 10.63% | 11.56% | 12.10% | 11.53% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Bear Creek, Pennsylvania 18602
If you’re looking to buy a new home in Bear Creek, we have compiled a list of the leading mortgage brokers around Bear Creek, Pennsylvania 18602 to help you with your search.
Name
Address
Contact
Css Funding
2015 W Front St
Berwick PA 18602
(570) 759-7293
http://www.cssindustries.com/
First National Bank of Berwick
111 W Front St
Berwick PA 18602
(570) 752-3671
Springleaf Financial Services
132 W Front St
Berwick PA 18602
(570) 752-4535
compliancehelpline@slfs.com
A M Mortgage Service
49 Broad St
Pittston PA 18602
(570) 299-2958
Kelex Insurance Group
1849 Route 315 Hwy
Pittston PA 18602
(570) 602-0909
kelexfs1@msn.com
Address
2015 W Front St
Berwick PA
Contact
(570) 759-7293
http://www.cssindustries.com/
Address
111 W Front St
Berwick PA
Contact
(570) 752-3671
Address
132 W Front St
Berwick PA
Contact
(570) 752-4535
compliancehelpline@slfs.com