Compare Today’s Mortgage Rates for Carbondale, Pennsylvania
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Carbondale, Pennsylvania 18407. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,223 or $17 / month in Carbondale and surrounding areas of Lackawanna county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Carbondale, Pennsylvania 18407.
Summary of Average Mortgage Terms in Carbondale, Pennsylvania 18407
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Interactive Mortgage Rate Projections for Carbondale, PA
To forecast and predict mortgage rates in Carbondale, PA 18407, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Carbondale, Pennsylvania 18407 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Carbondale, Pennsylvania and around Lackawanna county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.24% | 91.46% | 91.49% | 90.66% | 92.09% | 89.98% | 93.32% | 92.09% |
| avg mortgage rate | 4.97% | 4.66% | 3.90% | 3.98% | 4.46% | 4.13% | 3.92% | 4.12% |
| % 15 year fixed mortgage | 6.10% | 6.67% | 7.02% | 7.74% | 6.63% | 7.90% | 5.14% | 5.58% |
| avg mortgage rate | 4.35% | 3.94% | 3.23% | 3.14% | 3.45% | 3.27% | 3.09% | 3.36% |
| Avg credit score | 760.32 | 763.00 | 758.97 | 757.84 | 753.59 | 752.21 | 751.71 | 751.07 |
| Avg LTV (loan to value) | 75.35% | 76.54% | 78.13% | 79.15% | 80.16% | 80.90% | 81.34% | 80.35% |
| Avg DTI (debt to income) | 33.54 | 32.95 | 33.27 | 33.50 | 34.31 | 34.42 | 34.86 | 35.83 |
| % First time homebuyer | 41.36% | 36.48% | 38.25% | 39.04% | 42.86% | 44.53% | 44.40% | 39.35% |
| Avg mortgage insurance % | 4.19% | 6.18% | 8.14% | 9.24% | 10.63% | 11.56% | 12.10% | 11.53% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Carbondale, Pennsylvania 18407
If you’re looking to buy a new home in Carbondale, we have compiled a list of the leading mortgage brokers around Carbondale, Pennsylvania 18407 to help you with your search.
OneMain Financial
239 Northern Blvd
South Abington Township PA 18407
(570) 586-2269
http://branches.onemainfinancial.com/pa/clarks-summit/239-northern-boulevard.html
Wells Fargo Home Mortgage
421 Northern Blvd
South Abington Township PA 18407
(570) 587-5353
robert.maund@abbotdowning.com
La Mortgage Services
251 E Grove St
Clarks Green PA 18407
(570) 586-3122
http://www.lamortgageservices.com/
Propsect Mortgage
409 Davis St
Clarks Summit PA 18407
(570) 587-3385
https://www.prospectmortgagedirect.com/
Era Real Estate
310 Spruce St
Clarks Summit PA 18407
(570) 343-9999
http://www.era1sourcerealty.com
Address
239 Northern Blvd
South Abington Township PA
Contact
(570) 586-2269
http://branches.onemainfinancial.com/pa/clarks-summit/239-northern-boulevard.html
Address
421 Northern Blvd
South Abington Township PA
Contact
(570) 587-5353
robert.maund@abbotdowning.com
Address
251 E Grove St
Clarks Green PA
Contact
(570) 586-3122
http://www.lamortgageservices.com/