Compare Today’s Mortgage Rates for Derry, Pennsylvania
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Derry, Pennsylvania 15627. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $9,861 or $27 / month in Derry and other areas of Westmoreland county.
Our search engine explores all home mortgage options in Derry, Pennsylvania 15627, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Derry, Pennsylvania 15627
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Derry, PA
To forecast and predict mortgage rates in Derry, PA 15627, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Derry, Pennsylvania 15627 from 2014 - 2021
We have compiled mortgage rate charts for home loans in Derry, Pennsylvania and around Westmoreland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 90.33% | 88.55% | 88.35% | 90.40% | 90.27% | 90.27% | 91.83% | 91.51% |
| avg mortgage rate | 4.90% | 4.63% | 3.85% | 3.93% | 4.40% | 4.08% | 3.86% | 4.02% |
| % 15 year fixed mortgage | 7.21% | 8.72% | 7.93% | 8.29% | 8.48% | 8.20% | 6.51% | 6.71% |
| avg mortgage rate | 4.32% | 3.90% | 3.19% | 3.11% | 3.40% | 3.21% | 3.09% | 3.24% |
| Avg credit score | 763.06 | 765.44 | 759.43 | 756.85 | 754.49 | 752.77 | 751.21 | 751.98 |
| Avg LTV (loan to value) | 76.75% | 77.57% | 80.06% | 80.77% | 82.18% | 82.38% | 82.56% | 82.69% |
| Avg DTI (debt to income) | 31.94 | 31.84 | 32.20 | 32.30 | 33.23 | 33.39 | 33.78 | 34.35 |
| % First time homebuyer | 34.51% | 34.68% | 35.24% | 36.91% | 40.24% | 37.73% | 40.38% | 40.69% |
| Avg mortgage insurance % | 6.07% | 6.56% | 9.67% | 10.73% | 12.64% | 13.16% | 13.15% | 13.14% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Derry, Pennsylvania 15627
If you’re looking to buy a new home in Derry, we have compiled a list of the leading mortgage brokers around Derry, Pennsylvania 15627 to help you with your search.
Name
Address
Contact
B R Financial
6006 Brookside Dr
Export PA 15627
(724) 733-3437
Proficia Mortgage Ventures
3337 Route 130
Harrison City PA 15627
(724) 744-0088
Bullseye Mortgage
3337 Route 130
Harrison City PA 15627
(724) 744-0021
Joseph Skok
418 Tremont Ave
Greensburg PA 15627
(724) 219-3512
mgr2960@alliedhomenet.com
Pennsylvania Loss Mit
216 Front St
Greensburg PA 15627
(724) 420-5815
Address
6006 Brookside Dr
Export PA
Contact
(724) 733-3437
Address
3337 Route 130
Harrison City PA
Contact
(724) 744-0088
Address
3337 Route 130
Harrison City PA
Contact
(724) 744-0021