Compare Today’s Mortgage Rates for Ephrata, Pennsylvania

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ephrata, Pennsylvania 17522. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $17,300 or $48 / month in Ephrata and other areas of Lancaster county.

Our search engine explores all home mortgage options in Ephrata, Pennsylvania 17522, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.157086 -76.205295

Summary of Average Mortgage Terms in Ephrata, Pennsylvania 17522

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ephrata, PA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ephrata, PA 17522, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ephrata, PA

Historical Mortgage Rates for Ephrata, Pennsylvania 17522 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Ephrata, Pennsylvania and around Lancaster county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.04% 90.41% 90.37% 89.06% 89.94% 88.13% 90.31% 87.58%
avg mortgage rate 4.94% 4.64% 3.87% 3.92% 4.42% 4.08% 3.87% 4.02%
% 15 year fixed mortgage 7.69% 7.67% 7.15% 8.54% 7.73% 9.02% 7.58% 10.07%
avg mortgage rate 4.34% 3.93% 3.19% 3.09% 3.45% 3.21% 3.04% 3.23%
Avg credit score 764.14 765.75 763.92 762.52 757.15 755.40 754.16 758.43
Avg LTV (loan to value) 75.24% 76.20% 78.52% 78.57% 79.71% 80.35% 80.92% 80.64%
Avg DTI (debt to income) 32.91 32.43 31.88 32.14 32.86 33.18 33.85 33.99
% First time homebuyer 36.73% 35.76% 34.99% 36.81% 38.82% 43.38% 43.10% 39.61%
Avg mortgage insurance % 5.37% 6.13% 8.32% 8.90% 10.32% 10.99% 11.24% 10.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ephrata, Pennsylvania 17522

If you’re looking to buy a new home in Ephrata, we have compiled a list of the leading mortgage brokers around Ephrata, Pennsylvania 17522 to help you with your search.

Name
Address
Contact

Cole Taylor Mortgage

114 E Main St

Ephrata PA 17522

(717) 733-5626

Primary Residential Mortgage Inc.

1040 S State St

Ephrata PA 17522

(717) 738-2297

Primary Residential Mortgage

700 Pershing Ave

Ephrata PA 17522

(717) 738-2297

http://primaryresidentialmortgage.com

Wells Fargo Home Mortgage

814 Dawn Ave

Ephrata PA 17522

(717) 733-6191

http://www.wellsfargo.com/mortgage/

Matus Corporation

108E N Reading Rd

Ephrata PA 17522

(717) 733-8722

http://theheritageshop.com

Address

114 E Main St

Ephrata PA

Contact

(717) 733-5626

Address

1040 S State St

Ephrata PA

Contact

(717) 738-2297

Address

700 Pershing Ave

Ephrata PA

Contact

(717) 738-2297

http://primaryresidentialmortgage.com

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