Compare Today’s Mortgage Rates in Ephrata, Pennsylvania 17522
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ephrata, Pennsylvania 17522.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ephrata, Pennsylvania 17522. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,669 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Ephrata and other areas of Lancaster county.
Summary of Average Mortgages in Ephrata, Pennsylvania 17522
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Interactive Mortgage Rate Projections for Ephrata, Pennsylvania 17522
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ephrata, PA 17522. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ephrata, Pennsylvania 17522 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ephrata, Pennsylvania and around Lancaster county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.54% | 92.84% | 92.03% | 90.65% | 89.90% | 88.59% | 87.86% | 87.84% | 85.43% |
avg mortgage rate | 6.50% | 4.65% | 3.03% | 3.38% | 4.40% | 4.58% | 4.13% | 3.88% | 4.06% |
% 15 year fixed mortgage | 6.25% | 5.50% | 5.91% | 7.34% | 7.20% | 9.25% | 9.55% | 9.60% | 10.75% |
avg mortgage rate | 5.86% | 3.98% | 2.50% | 2.92% | 3.87% | 3.98% | 3.40% | 3.06% | 3.21% |
Avg credit score | 751.87 | 752.44 | 757.12 | 754.80 | 769.55 | 757.68 | 759.38 | 763.15 | 755.47 |
Avg LTV (loan to value) | 81.52% | 82.83% | 84.51% | 83.89% | 82.82% | 82.38% | 81.81% | 82.69% | 82.24% |
Avg DTI (debt to income) | 36.60 | 34.96 | 33.20 | 33.43 | 33.88 | 33.39 | 32.82 | 32.79 | 32.66 |
% First time homebuyer | 50.81% | 47.01% | 44.93% | 42.04% | 42.58% | 35.27% | 37.14% | 36.40% | 38.62% |
Avg mortgage insurance % | 12.49% | 13.87% | 14.76% | 14.22% | 13.27% | 12.44% | 11.86% | 12.58% | 12.20% |
Best Mortgage Brokers around Ephrata, Pennsylvania 17522
For those searching for a new home in Ephrata, we have compiled a list of the top mortgage brokers located in and around Ephrata, Pennsylvania 17522 to assist you with your search.
Cole Taylor Mortgage
114 E Main St
Ephrata PA 17522
(717) 733-5626
Primary Residential Mortgage Inc.
1040 S State St
Ephrata PA 17522
(717) 738-2297
Primary Residential Mortgage
700 Pershing Ave
Ephrata PA 17522
(717) 738-2297
http://primaryresidentialmortgage.com
Wells Fargo Home Mortgage
814 Dawn Ave
Ephrata PA 17522
(717) 733-6191
http://www.wellsfargo.com/mortgage/
Matus Corporation
108E N Reading Rd
Ephrata PA 17522
(717) 733-8722
http://theheritageshop.com
Address
114 E Main St
Ephrata PA
Contact
(717) 733-5626
Address
1040 S State St
Ephrata PA
Contact
(717) 738-2297
Address
700 Pershing Ave
Ephrata PA
Contact
(717) 738-2297
http://primaryresidentialmortgage.com