Compare Today’s Mortgage Rates for Johnstown, Pennsylvania

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Johnstown, Pennsylvania 15907. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,217 or $12 / month in Johnstown and surrounding areas of Cambria county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Johnstown, Pennsylvania 15907.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.3259 -78.917

Summary of Average Mortgage Terms in Johnstown, Pennsylvania 15907

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Johnstown, PA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Johnstown, PA 15907, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Johnstown, PA

Historical Mortgage Rates for Johnstown, Pennsylvania 15907 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Johnstown, Pennsylvania and around Cambria county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 90.33% 88.55% 88.35% 90.40% 90.27% 90.27% 91.83% 91.51%
avg mortgage rate 4.90% 4.63% 3.85% 3.93% 4.40% 4.08% 3.86% 4.02%
% 15 year fixed mortgage 7.21% 8.72% 7.93% 8.29% 8.48% 8.20% 6.51% 6.71%
avg mortgage rate 4.32% 3.90% 3.19% 3.11% 3.40% 3.21% 3.09% 3.24%
Avg credit score 763.06 765.44 759.43 756.85 754.49 752.77 751.21 751.98
Avg LTV (loan to value) 76.75% 77.57% 80.06% 80.77% 82.18% 82.38% 82.56% 82.69%
Avg DTI (debt to income) 31.94 31.84 32.20 32.30 33.23 33.39 33.78 34.35
% First time homebuyer 34.51% 34.68% 35.24% 36.91% 40.24% 37.73% 40.38% 40.69%
Avg mortgage insurance % 6.07% 6.56% 9.67% 10.73% 12.64% 13.16% 13.15% 13.14%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Johnstown, Pennsylvania 15907

If you’re looking to buy a new home in Johnstown, we have compiled a list of the leading mortgage brokers around Johnstown, Pennsylvania 15907 to help you with your search.

Name
Address
Contact

First Commonwealth Home Mtg

27 Franklin St

Johnstown PA 15907

(814) 535-8705

Wells Fargo Home Mortgage

217 Franklin St

Johnstown PA 15907

(814) 535-8705

http://www.wellsfargo.com/mortgage/

Enterprise Venture Capital Corporation of PA

245 Market St

Johnstown PA 15907

(814) 535-7597

http://www.venturea.com

Cambria Thrift Consumer Discount Co.

112 Market St

Johnstown PA 15907

(814) 539-2800

http://loansforallreasons.com

Ameristar Home Mortgage Corporation of PA

700 Liberty Ave

Johnstown PA 15907

(814) 288-3923

http://www.ameristartaxcenters.com/

Address

27 Franklin St

Johnstown PA

Contact

(814) 535-8705

Address

217 Franklin St

Johnstown PA

Contact

(814) 535-8705

http://www.wellsfargo.com/mortgage/

Address

245 Market St

Johnstown PA

Contact

(814) 535-7597

http://www.venturea.com

News on Mortgages and Reverse Mortgages for Johnstown, Pennsylvania 15907