Compare Today’s Mortgage Rates in Johnstown, Pennsylvania 15902
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Johnstown, Pennsylvania 15902.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,313 over the lifetime of your 30-year fixed loan, or a monthly savings of $26 in Johnstown and other areas of Cambria county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Johnstown, Pennsylvania 15902
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Interactive Mortgage Rate Projections for Johnstown, Pennsylvania 15902
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Johnstown, PA 15902. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Johnstown, Pennsylvania 15902 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Johnstown, Pennsylvania and around Cambria county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.55% | 84.74% | 83.40% | 80.77% | 83.44% | 81.20% | 84.82% | 77.88% | 78.23% |
avg mortgage rate | 6.47% | 4.66% | 3.15% | 3.39% | 4.43% | 4.61% | 4.17% | 3.89% | 4.04% |
% 15 year fixed mortgage | 3.64% | 13.16% | 13.04% | 14.10% | 11.46% | 14.53% | 10.71% | 16.35% | 12.10% |
avg mortgage rate | 5.88% | 4.02% | 2.51% | 2.80% | 3.84% | 3.97% | 3.40% | 3.14% | 3.30% |
Avg credit score | 737.67 | 748.88 | 783.36 | 755.48 | 804.01 | 752.09 | 749.33 | 750.47 | 755.56 |
Avg LTV (loan to value) | 84.55% | 85.59% | 86.07% | 86.17% | 86.08% | 83.62% | 84.78% | 83.08% | 83.07% |
Avg DTI (debt to income) | 32.18 | 33.85 | 31.54 | 31.83 | 30.64 | 32.71 | 30.58 | 31.58 | 30.79 |
% First time homebuyer | 50.91% | 45.79% | 46.25% | 43.59% | 36.31% | 37.61% | 38.39% | 41.35% | 41.13% |
Avg mortgage insurance % | 16.44% | 16.67% | 16.20% | 16.20% | 15.97% | 13.11% | 15.72% | 11.43% | 13.35% |
Best Mortgage Brokers around Johnstown, Pennsylvania 15902
For those searching for a new home in Johnstown, we have compiled a list of the top mortgage brokers located in and around Johnstown, Pennsylvania 15902 to assist you with your search.
First Commonwealth Home Mtg
27 Franklin St
Johnstown PA 15902
(814) 535-8705
Wells Fargo Home Mortgage
217 Franklin St
Johnstown PA 15902
(814) 535-8705
http://www.wellsfargo.com/mortgage/
Enterprise Venture Capital Corporation of PA
245 Market St
Johnstown PA 15902
(814) 535-7597
http://www.venturea.com
Cambria Thrift Consumer Discount Co.
112 Market St
Johnstown PA 15902
(814) 539-2800
http://loansforallreasons.com
Ameristar Home Mortgage Corporation of PA
700 Liberty Ave
Johnstown PA 15902
(814) 288-3923
http://www.ameristartaxcenters.com/
Address
27 Franklin St
Johnstown PA
Contact
(814) 535-8705
Address
217 Franklin St
Johnstown PA
Contact
(814) 535-8705
http://www.wellsfargo.com/mortgage/
Address
245 Market St
Johnstown PA
Contact
(814) 535-7597
http://www.venturea.com