Compare Today’s Mortgage Rates in Mount Joy, Pennsylvania 17552
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Mount Joy, Pennsylvania 17552.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $14,505 over the lifetime of your 30-year fixed loan, or a monthly savings of $40 in Mount Joy and other areas of Lancaster county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Mount Joy, Pennsylvania 17552
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Interactive Mortgage Rate Projections for Mount Joy, Pennsylvania 17552
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mount Joy, PA 17552. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mount Joy, Pennsylvania 17552 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mount Joy, Pennsylvania and around Lancaster county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.54% | 92.84% | 92.03% | 90.65% | 89.90% | 88.59% | 87.86% | 87.84% | 85.43% |
| avg mortgage rate | 6.50% | 4.65% | 3.03% | 3.38% | 4.40% | 4.58% | 4.13% | 3.88% | 4.06% |
| % 15 year fixed mortgage | 6.25% | 5.50% | 5.91% | 7.34% | 7.20% | 9.25% | 9.55% | 9.60% | 10.75% |
| avg mortgage rate | 5.86% | 3.98% | 2.50% | 2.92% | 3.87% | 3.98% | 3.40% | 3.06% | 3.21% |
| Avg credit score | 751.87 | 752.44 | 757.12 | 754.80 | 769.55 | 757.68 | 759.38 | 763.15 | 755.47 |
| Avg LTV (loan to value) | 81.52% | 82.83% | 84.51% | 83.89% | 82.82% | 82.38% | 81.81% | 82.69% | 82.24% |
| Avg DTI (debt to income) | 36.60 | 34.96 | 33.20 | 33.43 | 33.88 | 33.39 | 32.82 | 32.79 | 32.66 |
| % First time homebuyer | 50.81% | 47.01% | 44.93% | 42.04% | 42.58% | 35.27% | 37.14% | 36.40% | 38.62% |
| Avg mortgage insurance % | 12.49% | 13.87% | 14.76% | 14.22% | 13.27% | 12.44% | 11.86% | 12.58% | 12.20% |
Best Mortgage Brokers around Mount Joy, Pennsylvania 17552
For those searching for a new home in Mount Joy, we have compiled a list of the top mortgage brokers located in and around Mount Joy, Pennsylvania 17552 to assist you with your search.
SPRINGLEAF FINANCIAL Service
410 W Main St
Mount Joy PA 17552
(717) 653-4056
https://www.springleaf.com/branches/PA/Mount-Joy/17552/2929
Springleaf Financial Services
777 E Main St
Mount Joy PA 17552
(717) 653-4056
https://www.springleaf.com/branches/PA/Mount-Joy/17552/2929
Balboa Capital
912 W Main St
New Holland PA 17552
(717) 656-6588
customerservice@balboacapital.com
Water Stone Mortgage Corporation
151 Oakridge Dr
Mountville PA 17552
(717) 522-1408
Meridian Mortage
350 Highland Dr
Mountville PA 17552
(717) 522-1904
Address
410 W Main St
Mount Joy PA
Contact
(717) 653-4056
https://www.springleaf.com/branches/PA/Mount-Joy/17552/2929
Address
777 E Main St
Mount Joy PA
Contact
(717) 653-4056
https://www.springleaf.com/branches/PA/Mount-Joy/17552/2929
Address
912 W Main St
New Holland PA
Contact
(717) 656-6588
customerservice@balboacapital.com