Compare Today’s Mortgage Rates for Philadelphia, Pennsylvania
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Philadelphia, Pennsylvania 19190. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,755 or $16 / month in Philadelphia and other areas of Philadelphia county.
Our search engine explores all home mortgage options in Philadelphia, Pennsylvania 19190, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
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Summary of Average Mortgage Terms in Philadelphia, Pennsylvania 19190
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Philadelphia, PA 19190, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Philadelphia, Pennsylvania 19190 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Philadelphia, Pennsylvania and around Philadelphia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.27% | 92.11% | 92.20% | 91.84% | 93.07% | 91.39% | 93.88% | 91.61% |
| avg mortgage rate | 4.96% | 4.68% | 3.90% | 3.95% | 4.44% | 4.13% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 4.56% | 5.73% | 5.89% | 7.07% | 6.22% | 7.01% | 5.17% | 7.54% |
| avg mortgage rate | 4.32% | 3.90% | 3.26% | 3.09% | 3.44% | 3.18% | 3.10% | 3.17% |
| Avg credit score | 758.62 | 760.23 | 759.89 | 757.30 | 753.91 | 753.08 | 751.66 | 750.32 |
| Avg LTV (loan to value) | 74.44% | 75.80% | 78.66% | 79.14% | 79.48% | 80.99% | 81.08% | 79.06% |
| Avg DTI (debt to income) | 34.11 | 34.20 | 33.65 | 33.93 | 34.42 | 35.03 | 35.24 | 35.35 |
| % First time homebuyer | 38.57% | 37.30% | 38.51% | 40.19% | 42.91% | 43.98% | 45.33% | 41.19% |
| Avg mortgage insurance % | 4.46% | 5.66% | 8.50% | 8.84% | 10.02% | 11.66% | 11.66% | 9.89% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Philadelphia, Pennsylvania 19190
If you’re looking to buy a new home in Philadelphia, we have compiled a list of the leading mortgage brokers around Philadelphia, Pennsylvania 19190 to help you with your search.
Name
Address
Contact
Fh Consulting
1420 Walnut St
Philadelphia PA 19190
(267) 319-1923
Imperial PFS
1760 Market St
Philadelphia PA 19190
(215) 553-7860
PrimeLending, A PlainsCapital Company
100 N 18th St
Philadelphia PA 19190
(215) 531-8490
https://lo.primelending.com/horsham
US Loans Mortgage
2043 Locust St
Philadelphia PA 19190
(267) 519-3455
http://usloans.com
PNC Mortgage
1600 Market St
Philadelphia PA 19190
(215) 564-1404
http://pncmortgage.com
Address
1420 Walnut St
Philadelphia PA
Contact
(267) 319-1923
Address
1760 Market St
Philadelphia PA
Contact
(215) 553-7860
Address
100 N 18th St
Philadelphia PA
Contact
(215) 531-8490
https://lo.primelending.com/horsham