Compare Today’s Mortgage Rates for Philadelphia, Pennsylvania
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Philadelphia, Pennsylvania 19099. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,839 or $11 / month in Philadelphia and other areas of Philadelphia county.
Our search engine explores all home mortgage options in Philadelphia, Pennsylvania 19099, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Philadelphia, Pennsylvania 19099
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Philadelphia, PA
To forecast and predict mortgage rates in Philadelphia, PA 19099, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Philadelphia, Pennsylvania 19099 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Philadelphia, Pennsylvania and around Philadelphia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.27% | 92.11% | 92.20% | 91.84% | 93.07% | 91.39% | 93.88% | 91.61% |
| avg mortgage rate | 4.96% | 4.68% | 3.90% | 3.95% | 4.44% | 4.13% | 3.89% | 4.10% |
| % 15 year fixed mortgage | 4.56% | 5.73% | 5.89% | 7.07% | 6.22% | 7.01% | 5.17% | 7.54% |
| avg mortgage rate | 4.32% | 3.90% | 3.26% | 3.09% | 3.44% | 3.18% | 3.10% | 3.17% |
| Avg credit score | 758.62 | 760.23 | 759.89 | 757.30 | 753.91 | 753.08 | 751.66 | 750.32 |
| Avg LTV (loan to value) | 74.44% | 75.80% | 78.66% | 79.14% | 79.48% | 80.99% | 81.08% | 79.06% |
| Avg DTI (debt to income) | 34.11 | 34.20 | 33.65 | 33.93 | 34.42 | 35.03 | 35.24 | 35.35 |
| % First time homebuyer | 38.57% | 37.30% | 38.51% | 40.19% | 42.91% | 43.98% | 45.33% | 41.19% |
| Avg mortgage insurance % | 4.46% | 5.66% | 8.50% | 8.84% | 10.02% | 11.66% | 11.66% | 9.89% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Philadelphia, Pennsylvania 19099
If you’re looking to buy a new home in Philadelphia, we have compiled a list of the leading mortgage brokers around Philadelphia, Pennsylvania 19099 to help you with your search.
Name
Address
Contact
Dsg Enterprises
4415 Chestnut St
Philadelphia PA 19099
(215) 732-0814
Rainstar Mortgage
205 S 45th St
Philadelphia PA 19099
(215) 386-3000
patchishimba@aol.com
Ace Cash Express
873 Belmont Ave
Philadelphia PA 19099
(215) 473-9020
http://www.acecashexpress.com/
Jna Capital
3945 Chestnut St
Philadelphia PA 19099
(215) 662-5500
info@jnacapitalinc.com
Ace American Insurance Co.
1601 Chestnut St
Philadelphia PA 19099
(215) 640-1680
http://www.newmarketsagency.com/
Address
4415 Chestnut St
Philadelphia PA
Contact
(215) 732-0814
Address
205 S 45th St
Philadelphia PA
Contact
(215) 386-3000
patchishimba@aol.com
Address
873 Belmont Ave
Philadelphia PA
Contact
(215) 473-9020
http://www.acecashexpress.com/