Compare Today’s Mortgage Rates for Philadelphia, Pennsylvania

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Philadelphia, Pennsylvania 19190. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $5,841 or $16 / month in Philadelphia and other areas of Philadelphia county.

Our search engine explores all home mortgage options in Philadelphia, Pennsylvania 19190, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Philadelphia, Pennsylvania 19190

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Philadelphia, PA 19190, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Philadelphia, Pennsylvania 19190 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Philadelphia, Pennsylvania and around Philadelphia county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 94.27% 92.11% 92.20% 91.84% 93.07% 91.39% 93.88% 91.61%
avg mortgage rate 4.96% 4.68% 3.90% 3.95% 4.44% 4.13% 3.89% 4.10%
% 15 year fixed mortgage 4.56% 5.73% 5.89% 7.07% 6.22% 7.01% 5.17% 7.54%
avg mortgage rate 4.32% 3.90% 3.26% 3.09% 3.44% 3.18% 3.10% 3.17%
Avg credit score 758.62 760.23 759.89 757.30 753.91 753.08 751.66 750.32
Avg LTV (loan to value) 74.44% 75.80% 78.66% 79.14% 79.48% 80.99% 81.08% 79.06%
Avg DTI (debt to income) 34.11 34.20 33.65 33.93 34.42 35.03 35.24 35.35
% First time homebuyer 38.57% 37.30% 38.51% 40.19% 42.91% 43.98% 45.33% 41.19%
Avg mortgage insurance % 4.46% 5.66% 8.50% 8.84% 10.02% 11.66% 11.66% 9.89%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Philadelphia, Pennsylvania 19190

If you’re looking to buy a new home in Philadelphia, we have compiled a list of the leading mortgage brokers around Philadelphia, Pennsylvania 19190 to help you with your search.

Name
Address
Contact

Fh Consulting

1420 Walnut St

Philadelphia PA 19190

(267) 319-1923

Imperial PFS

1760 Market St

Philadelphia PA 19190

(215) 553-7860

PrimeLending, A PlainsCapital Company

100 N 18th St

Philadelphia PA 19190

(215) 531-8490

https://lo.primelending.com/horsham

US Loans Mortgage

2043 Locust St

Philadelphia PA 19190

(267) 519-3455

http://usloans.com

PNC Mortgage

1600 Market St

Philadelphia PA 19190

(215) 564-1404

http://pncmortgage.com

Address

1420 Walnut St

Philadelphia PA

Contact

(267) 319-1923

Address

1760 Market St

Philadelphia PA

Contact

(215) 553-7860

Address

100 N 18th St

Philadelphia PA

Contact

(215) 531-8490

https://lo.primelending.com/horsham

News on Mortgages and Reverse Mortgages for Philadelphia, Pennsylvania 19190