Compare Today’s Mortgage Rates for Reading, Pennsylvania

Pureloan searches mortgage lenders and major banks in Reading, Pennsylvania 19602 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $12,080 or $34 / month is expected in Reading and other areas of Berks county.

Pureloan’s search engine explores all home mortgage options in Reading, Pennsylvania 19602, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.330604 -75.919229

Summary of Average Mortgage Terms in Reading, Pennsylvania 19602

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Reading, PA

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Reading, PA 19602, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Reading, PA

Historical Mortgage Rates for Reading, Pennsylvania 19602 from 2014 - 2021

We have compiled mortgage rate charts for home loans in Reading, Pennsylvania and around Berks county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed mortgage 94.27% 92.11% 92.20% 91.84% 93.07% 91.39% 93.88% 91.61%
avg mortgage rate 4.96% 4.68% 3.90% 3.95% 4.44% 4.13% 3.89% 4.10%
% 15 year fixed mortgage 4.56% 5.73% 5.89% 7.07% 6.22% 7.01% 5.17% 7.54%
avg mortgage rate 4.32% 3.90% 3.26% 3.09% 3.44% 3.18% 3.10% 3.17%
Avg credit score 758.62 760.23 759.89 757.30 753.91 753.08 751.66 750.32
Avg LTV (loan to value) 74.44% 75.80% 78.66% 79.14% 79.48% 80.99% 81.08% 79.06%
Avg DTI (debt to income) 34.11 34.20 33.65 33.93 34.42 35.03 35.24 35.35
% First time homebuyer 38.57% 37.30% 38.51% 40.19% 42.91% 43.98% 45.33% 41.19%
Avg mortgage insurance % 4.46% 5.66% 8.50% 8.84% 10.02% 11.66% 11.66% 9.89%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Reading, Pennsylvania 19602

If you’re looking to buy a new home in Reading, we have compiled a list of the leading mortgage brokers around Reading, Pennsylvania 19602 to help you with your search.

Name
Address
Contact

National Loan Investors

2613 Hampden Blvd

Reading PA 19602

(610) 929-3586

Heckman Financial Consultants

2508 Jefferson Ave

Reading PA 19602

(610) 678-8778

Asset Mortgage

25 Stevens Ave

Reading PA 19602

(610) 670-2700

email@yahoo.com

Global Mortgage Service

531 Canal St

Reading PA 19602

(610) 373-8680

info@weareglobal.com

National Funding Source-Is

300 S 5th St

Reading PA 19602

(610) 406-5850

Address

2613 Hampden Blvd

Reading PA

Contact

(610) 929-3586

Address

2508 Jefferson Ave

Reading PA

Contact

(610) 678-8778

Address

25 Stevens Ave

Reading PA

Contact

(610) 670-2700

email@yahoo.com

News on Mortgages and Reverse Mortgages for Reading, Pennsylvania 19602