Compare Today’s Mortgage Rates in Scranton, Pennsylvania 18522
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Scranton, Pennsylvania 18522.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $9,313 over the lifetime of your 30-year fixed loan, or a monthly savings of $26 in Scranton and other areas of Lackawanna county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Scranton, Pennsylvania 18522
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Scranton, Pennsylvania 18522
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scranton, PA 18522. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scranton, Pennsylvania 18522 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scranton, Pennsylvania and around Lackawanna county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.65% | 93.87% | 94.05% | 93.13% | 92.18% | 89.78% | 90.02% | 91.97% | 87.70% |
avg mortgage rate | 6.45% | 4.69% | 3.06% | 3.45% | 4.45% | 4.70% | 4.23% | 3.95% | 4.13% |
% 15 year fixed mortgage | 2.68% | 4.87% | 4.88% | 5.49% | 5.90% | 7.16% | 7.70% | 6.11% | 10.68% |
avg mortgage rate | 5.88% | 3.78% | 2.47% | 2.97% | 3.84% | 4.07% | 3.59% | 3.13% | 3.31% |
Avg credit score | 749.56 | 754.48 | 752.02 | 756.58 | 755.01 | 753.80 | 755.19 | 752.54 | 765.43 |
Avg LTV (loan to value) | 80.22% | 82.22% | 83.86% | 83.42% | 82.69% | 81.85% | 82.42% | 83.17% | 81.30% |
Avg DTI (debt to income) | 37.32 | 35.93 | 34.31 | 34.99 | 35.61 | 35.06 | 34.82 | 34.63 | 33.82 |
% First time homebuyer | 49.75% | 47.19% | 46.25% | 42.19% | 42.24% | 38.36% | 38.41% | 39.74% | 38.40% |
Avg mortgage insurance % | 12.71% | 13.51% | 14.43% | 14.16% | 13.35% | 12.10% | 12.77% | 13.50% | 11.36% |
Best Mortgage Brokers around Scranton, Pennsylvania 18522
For those searching for a new home in Scranton, we have compiled a list of the top mortgage brokers located in and around Scranton, Pennsylvania 18522 to assist you with your search.
Name
Address
Contact
Isave Financial
142 S Main Ave
Scranton PA 18522
(570) 961-0799
Clear To Close PA
142 S Main Ave
Scranton PA 18522
(570) 941-9550
A M Mortgage Brokers
1022 S Main Ave
Scranton PA 18522
(570) 504-0751
http://www.ammortgagebrokers.com
Regency Finance Co.
393 Meridian Ave
Scranton PA 18522
(570) 961-1444
http://www.regencyfinance.com
Electric City Financial
108 S Main Ave
Scranton PA 18522
(570) 207-1850
Address
142 S Main Ave
Scranton PA
Contact
(570) 961-0799
Address
142 S Main Ave
Scranton PA
Contact
(570) 941-9550
Address
1022 S Main Ave
Scranton PA
Contact
(570) 504-0751
http://www.ammortgagebrokers.com