Compare Today’s Mortgage Rates in Bradford, Rhode Island 02808
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Bradford, Rhode Island 02808.
Our search engine thoroughly explores all home mortgage options in Bradford, Rhode Island 02808, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $16,726 in lifetime cash or $46 per month in Bradford and other areas of Washington county.
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Summary of Average Mortgages in Bradford, Rhode Island 02808
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bradford, Rhode Island 02808
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bradford, RI 02808. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bradford, Rhode Island 02808 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bradford, Rhode Island and around Washington county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.66% | 93.62% | 94.33% | 91.82% | 90.73% | 88.99% | 87.59% | 89.49% | 86.92% |
| avg mortgage rate | 6.28% | 4.50% | 3.01% | 3.36% | 4.34% | 4.63% | 4.19% | 3.92% | 4.11% |
| % 15 year fixed mortgage | 4.61% | 4.77% | 4.46% | 6.30% | 7.16% | 8.35% | 9.77% | 8.76% | 10.45% |
| avg mortgage rate | 5.46% | 3.40% | 2.37% | 2.96% | 3.73% | 3.93% | 3.39% | 3.09% | 3.25% |
| Avg credit score | 752.94 | 752.99 | 758.05 | 754.50 | 757.74 | 754.28 | 759.06 | 756.86 | 753.14 |
| Avg LTV (loan to value) | 78.88% | 80.58% | 82.92% | 83.16% | 81.87% | 80.60% | 80.79% | 83.21% | 82.54% |
| Avg DTI (debt to income) | 36.57 | 35.66 | 33.83 | 33.57 | 34.62 | 34.14 | 33.36 | 33.04 | 32.52 |
| % First time homebuyer | 41.75% | 39.02% | 34.39% | 33.28% | 29.64% | 24.40% | 24.78% | 26.89% | 27.38% |
| Avg mortgage insurance % | 12.16% | 12.43% | 13.93% | 14.05% | 12.79% | 11.41% | 11.67% | 13.43% | 12.93% |
Best Mortgage Brokers around Bradford, Rhode Island 02808
For those searching for a new home in Bradford, we have compiled a list of the top mortgage brokers located in and around Bradford, Rhode Island 02808 to assist you with your search.
Name
Address
Contact
The Presidential Group
694 Main St
East Greenwich RI 02808
(401) 336-3999
Oak Tree Funding
2843 S County Trl
East Greenwich RI 02808
(401) 398-1013
p_d@oaktreefunding.com
Mortgage Master
25 1st Ave
East Greenwich RI 02808
(401) 885-8590
Guaranteed Rate
333 Main St
East Greenwich RI 02808
(401) 884-1619
NovaStar Home Mortgage
700 Main St
East Greenwich RI 02808
(877) 480-9401
Address
694 Main St
East Greenwich RI
Contact
(401) 336-3999
Address
2843 S County Trl
East Greenwich RI
Contact
(401) 398-1013
p_d@oaktreefunding.com
Address
25 1st Ave
East Greenwich RI
Contact
(401) 885-8590