Compare Today’s Mortgage Rates for Carolina, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Carolina, Rhode Island 02812. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,564 or $40 / month in Carolina and surrounding areas of Washington county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Carolina, Rhode Island 02812.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Carolina, Rhode Island 02812

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Carolina, RI

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Carolina, RI 02812, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Carolina, RI

Historical Mortgage Rates for Carolina, Rhode Island 02812 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Carolina, Rhode Island and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Carolina, Rhode Island 02812

If you’re looking to buy a new home in Carolina, we have compiled a list of the leading mortgage brokers around Carolina, Rhode Island 02812 to help you with your search.

Name
Address
Contact

The Presidential Group

694 Main St

East Greenwich RI 02812

(401) 336-3999

Oak Tree Funding

2843 S County Trl

East Greenwich RI 02812

(401) 398-1013

p_d@oaktreefunding.com

Mortgage Master

25 1st Ave

East Greenwich RI 02812

(401) 885-8590

Guaranteed Rate

333 Main St

East Greenwich RI 02812

(401) 884-1619

NovaStar Home Mortgage

700 Main St

East Greenwich RI 02812

(877) 480-9401

Address

694 Main St

East Greenwich RI

Contact

(401) 336-3999

Address

2843 S County Trl

East Greenwich RI

Contact

(401) 398-1013

p_d@oaktreefunding.com

Address

25 1st Ave

East Greenwich RI

Contact

(401) 885-8590

News on Mortgages and Reverse Mortgages for Carolina, Rhode Island 02812