Compare Today’s Mortgage Rates in Central Falls, Rhode Island 02863
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Central Falls, Rhode Island 02863.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Central Falls, Rhode Island 02863. For a 30-year fixed loan, our calculations show that you can expect to save up to $20,437 over the lifetime of your mortgage, which translates to a monthly savings of $57 in Central Falls and other areas of Providence county.
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Summary of Average Mortgages in Central Falls, Rhode Island 02863
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Central Falls, Rhode Island 02863
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Central Falls, RI 02863. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Central Falls, Rhode Island 02863 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Central Falls, Rhode Island and around Providence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Central Falls, Rhode Island 02863
For those searching for a new home in Central Falls, we have compiled a list of the top mortgage brokers located in and around Central Falls, Rhode Island 02863 to assist you with your search.
Name
Address
Contact
Lincoln Family Funding
131 Clay St
Central Falls RI 02863
(401) 722-9801
Anchor Financial Mortgage
1 Lonsdale Ave
Pawtucket RI 02863
(401) 722-9032
info@anchorfinancial.com
Messier, Michelle
1 Lonsdale Ave
Pawtucket RI 02863
(401) 722-9032
Metro Properties
153 Harrison St
Pawtucket RI 02863
(401) 722-2245
metrocourier777@gmail.com
Salem Five Mortgage Co.
85 High St
Pawtucket RI 02863
(401) 723-7747
Address
131 Clay St
Central Falls RI
Contact
(401) 722-9801
Address
1 Lonsdale Ave
Pawtucket RI
Contact
(401) 722-9032
info@anchorfinancial.com
Address
1 Lonsdale Ave
Pawtucket RI
Contact
(401) 722-9032