Compare Today’s Mortgage Rates for Central Falls, Rhode Island

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Central Falls, Rhode Island 02863. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,035 or $20 / month in Central Falls and other areas of Providence county.

Our search engine explores all home mortgage options in Central Falls, Rhode Island 02863, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Central Falls, Rhode Island 02863

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Central Falls, RI 02863, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Central Falls, Rhode Island 02863 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Central Falls, Rhode Island and around Providence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Central Falls, Rhode Island 02863

If you’re looking to buy a new home in Central Falls, we have compiled a list of the leading mortgage brokers around Central Falls, Rhode Island 02863 to help you with your search.

Name
Address
Contact

Lincoln Family Funding

131 Clay St

Central Falls RI 02863

(401) 722-9801

Anchor Financial Mortgage

1 Lonsdale Ave

Pawtucket RI 02863

(401) 722-9032

info@anchorfinancial.com

Messier, Michelle

1 Lonsdale Ave

Pawtucket RI 02863

(401) 722-9032

Metro Properties

153 Harrison St

Pawtucket RI 02863

(401) 722-2245

metrocourier777@gmail.com

Salem Five Mortgage Co.

85 High St

Pawtucket RI 02863

(401) 723-7747

Address

131 Clay St

Central Falls RI

Contact

(401) 722-9801

Address

1 Lonsdale Ave

Pawtucket RI

Contact

(401) 722-9032

info@anchorfinancial.com

Address

1 Lonsdale Ave

Pawtucket RI

Contact

(401) 722-9032

News on Mortgages and Reverse Mortgages for Central Falls, Rhode Island 02863