Compare Today’s Mortgage Rates for Charlestown, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charlestown, Rhode Island 02813. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $14,564 or $40 / month in Charlestown and surrounding areas of Washington county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charlestown, Rhode Island 02813.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Charlestown, Rhode Island 02813

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charlestown, RI 02813, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Charlestown, Rhode Island 02813 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Charlestown, Rhode Island and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charlestown, Rhode Island 02813

If you’re looking to buy a new home in Charlestown, we have compiled a list of the leading mortgage brokers around Charlestown, Rhode Island 02813 to help you with your search.

Name
Address
Contact

The Presidential Group

694 Main St

East Greenwich RI 02813

(401) 336-3999

Oak Tree Funding

2843 S County Trl

East Greenwich RI 02813

(401) 398-1013

p_d@oaktreefunding.com

Mortgage Master

25 1st Ave

East Greenwich RI 02813

(401) 885-8590

Guaranteed Rate

333 Main St

East Greenwich RI 02813

(401) 884-1619

NovaStar Home Mortgage

700 Main St

East Greenwich RI 02813

(877) 480-9401

Address

694 Main St

East Greenwich RI

Contact

(401) 336-3999

Address

2843 S County Trl

East Greenwich RI

Contact

(401) 398-1013

p_d@oaktreefunding.com

Address

25 1st Ave

East Greenwich RI

Contact

(401) 885-8590

News on Mortgages and Reverse Mortgages for Charlestown, Rhode Island 02813