Compare Today’s Mortgage Rates for Cranston, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Cranston, Rhode Island 02921. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $9,277 or $26 / month in Cranston and surrounding areas of Providence county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Cranston, Rhode Island 02921.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Cranston, Rhode Island 02921

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Cranston, RI 02921, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Cranston, Rhode Island 02921 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Cranston, Rhode Island and around Providence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.82% 88.15% 87.68% 90.79% 90.33% 90.12% 90.84% 86.68%
avg mortgage rate 4.97% 4.70% 3.93% 4.01% 4.48% 4.14% 3.96% 4.16%
% 15 year fixed mortgage 8.38% 8.70% 9.40% 8.12% 7.96% 8.27% 7.09% 11.53%
avg mortgage rate 4.35% 3.95% 3.25% 3.15% 3.50% 3.35% 3.15% 3.34%
Avg credit score 760.48 757.94 759.70 757.54 756.79 754.67 750.18 752.77
Avg LTV (loan to value) 75.92% 77.72% 80.93% 82.17% 82.75% 82.55% 83.23% 82.38%
Avg DTI (debt to income) 32.32 32.19 31.79 31.74 32.91 33.08 33.50 35.92
% First time homebuyer 31.71% 28.70% 32.05% 42.33% 38.22% 35.41% 34.78% 31.81%
Avg mortgage insurance % 4.79% 6.77% 9.48% 11.81% 12.80% 13.28% 13.59% 12.72%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Cranston, Rhode Island 02921

If you’re looking to buy a new home in Cranston, we have compiled a list of the leading mortgage brokers around Cranston, Rhode Island 02921 to help you with your search.

Name
Address
Contact

Family Financial Group

41 Comstock Pkwy

Cranston RI 02921

(401) 223-2300

famfingrp@aol.com

Action Mortgage Corporation

1120 Park Ave

Cranston RI 02921

(401) 943-7300

actionmtg@msn.com

Miracle Mortgage

30 Rolfe Sq

Cranston RI 02921

(401) 785-2302

Mariner Mortgage

98 Rolfe Sq

Cranston RI 02921

(888) 944-8880

Eng Lending

1020 Park Ave

Cranston RI 02921

(401) 270-3663

Address

41 Comstock Pkwy

Cranston RI

Contact

(401) 223-2300

famfingrp@aol.com

Address

1120 Park Ave

Cranston RI

Contact

(401) 943-7300

actionmtg@msn.com

Address

30 Rolfe Sq

Cranston RI

Contact

(401) 785-2302

News on Mortgages and Reverse Mortgages for Cranston, Rhode Island 02921