Compare Today’s Mortgage Rates for Jamestown, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Jamestown, Rhode Island 02835. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $26,542 or $74 / month in Jamestown and surrounding areas of Newport county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Jamestown, Rhode Island 02835.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Jamestown, Rhode Island 02835

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jamestown, RI 02835, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Jamestown, Rhode Island 02835 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Jamestown, Rhode Island and around Newport county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jamestown, Rhode Island 02835

If you’re looking to buy a new home in Jamestown, we have compiled a list of the leading mortgage brokers around Jamestown, Rhode Island 02835 to help you with your search.

Name
Address
Contact

Patti Stephen Law

494 Broadway

Newport RI 02835

(401) 847-3080

spatti@newportcountylaw.com

Wells Fargo Home Mortgage

8 Red Cross Ave

Newport RI 02835

(401) 848-7281

http://www.wellsfargo.com/mortgage/

Embrace Home Loans

25 Enterprise Ct

Newport RI 02835

(800) 333-3004

tpowers@embracehomeloan.com

Majestic Mortgage

55 Memorial Blvd

Newport RI 02835

(401) 846-6020

http://majesticmtg.com

Province Mortgage

39 Bellevue Ave

Newport RI 02835

(401) 845-0025

jess@rimortgagesource.com

Address

494 Broadway

Newport RI

Contact

(401) 847-3080

spatti@newportcountylaw.com

Address

8 Red Cross Ave

Newport RI

Contact

(401) 848-7281

http://www.wellsfargo.com/mortgage/

Address

25 Enterprise Ct

Newport RI

Contact

(800) 333-3004

tpowers@embracehomeloan.com

News on Mortgages and Reverse Mortgages for Jamestown, Rhode Island 02835