Compare Today’s Mortgage Rates in Jamestown, Rhode Island 02835
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Jamestown, Rhode Island 02835.
Our search engine thoroughly explores all home mortgage options in Jamestown, Rhode Island 02835, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $21,072 in lifetime cash or $59 per month in Jamestown and other areas of Newport county.
Summary of Average Mortgages in Jamestown, Rhode Island 02835
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Interactive Mortgage Rate Projections for Jamestown, Rhode Island 02835
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Jamestown, RI 02835. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Jamestown, Rhode Island 02835 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Jamestown, Rhode Island and around Newport county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.45% | 91.88% | 90.44% | 88.98% | 88.29% | 82.89% | 84.48% | 85.16% | 85.12% |
avg mortgage rate | 6.56% | 4.71% | 3.19% | 3.57% | 4.52% | 4.70% | 4.25% | 3.97% | 4.12% |
% 15 year fixed mortgage | 3.64% | 5.91% | 7.72% | 8.86% | 9.57% | 13.60% | 12.35% | 13.17% | 12.19% |
avg mortgage rate | 5.90% | 3.77% | 2.62% | 3.07% | 3.90% | 3.91% | 3.46% | 3.24% | 3.37% |
Avg credit score | 748.44 | 750.85 | 752.73 | 755.11 | 753.53 | 756.69 | 753.50 | 768.64 | 756.71 |
Avg LTV (loan to value) | 80.54% | 81.38% | 83.07% | 83.63% | 82.84% | 80.20% | 80.80% | 80.61% | 80.76% |
Avg DTI (debt to income) | 37.85 | 35.61 | 34.07 | 34.44 | 33.51 | 33.89 | 33.89 | 33.01 | 32.98 |
% First time homebuyer | 41.52% | 28.53% | 29.17% | 31.72% | 29.09% | 24.12% | 22.57% | 24.68% | 28.51% |
Avg mortgage insurance % | 12.18% | 11.65% | 13.08% | 13.18% | 12.58% | 9.56% | 9.12% | 10.02% | 9.18% |
Best Mortgage Brokers around Jamestown, Rhode Island 02835
For those searching for a new home in Jamestown, we have compiled a list of the top mortgage brokers located in and around Jamestown, Rhode Island 02835 to assist you with your search.
Patti Stephen Law
494 Broadway
Newport RI 02835
(401) 847-3080
spatti@newportcountylaw.com
Wells Fargo Home Mortgage
8 Red Cross Ave
Newport RI 02835
(401) 848-7281
http://www.wellsfargo.com/mortgage/
Embrace Home Loans
25 Enterprise Ct
Newport RI 02835
(800) 333-3004
tpowers@embracehomeloan.com
Majestic Mortgage
55 Memorial Blvd
Newport RI 02835
(401) 846-6020
http://majesticmtg.com
Province Mortgage
39 Bellevue Ave
Newport RI 02835
(401) 845-0025
jess@rimortgagesource.com
Address
494 Broadway
Newport RI
Contact
(401) 847-3080
spatti@newportcountylaw.com
Address
8 Red Cross Ave
Newport RI
Contact
(401) 848-7281
http://www.wellsfargo.com/mortgage/
Address
25 Enterprise Ct
Newport RI
Contact
(800) 333-3004
tpowers@embracehomeloan.com