Compare Today’s Mortgage Rates in Johnston, Rhode Island 02919
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Johnston, Rhode Island 02919.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Johnston, Rhode Island 02919. For a 30-year fixed loan, our calculations show that you can expect to save up to $20,437 over the lifetime of your mortgage, which translates to a monthly savings of $57 in Johnston and other areas of Providence county.
41.826431
-71.497646
976
Summary of Average Mortgages in Johnston, Rhode Island 02919
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Johnston, Rhode Island 02919
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Johnston, Rhode Island 02919
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Johnston, RI 02919. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Johnston, Rhode Island 02919 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Johnston, Rhode Island and around Providence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.27% | 93.44% | 91.59% | 91.55% | 90.60% | 89.21% | 87.36% | 89.43% | 88.64% |
avg mortgage rate | 6.45% | 4.66% | 3.05% | 3.40% | 4.37% | 4.63% | 4.19% | 3.91% | 4.12% |
% 15 year fixed mortgage | 3.29% | 4.83% | 6.96% | 6.38% | 6.86% | 8.34% | 11.07% | 8.05% | 9.38% |
avg mortgage rate | 5.33% | 3.67% | 2.41% | 2.96% | 3.73% | 3.90% | 3.40% | 3.11% | 3.34% |
Avg credit score | 748.92 | 754.77 | 758.29 | 755.86 | 769.81 | 751.37 | 763.92 | 751.24 | 754.91 |
Avg LTV (loan to value) | 81.26% | 81.19% | 83.06% | 84.30% | 83.47% | 81.44% | 82.58% | 83.69% | 83.08% |
Avg DTI (debt to income) | 38.12 | 35.57 | 32.76 | 33.51 | 33.97 | 33.46 | 32.84 | 32.76 | 31.93 |
% First time homebuyer | 33.99% | 34.37% | 29.96% | 31.16% | 30.23% | 23.80% | 25.95% | 29.31% | 28.01% |
Avg mortgage insurance % | 13.32% | 13.17% | 14.26% | 15.70% | 14.61% | 12.13% | 13.29% | 14.46% | 13.79% |
Best Mortgage Brokers around Johnston, Rhode Island 02919
For those searching for a new home in Johnston, we have compiled a list of the top mortgage brokers located in and around Johnston, Rhode Island 02919 to assist you with your search.
Name
Address
Contact
Zt Mortgage
1478 Atwood Ave
Johnston RI 02919
(401) 453-4060
Check 'n Go
39 Putnam Pike
Johnston RI 02919
(401) 276-9107
http://www.checkngo.com/
Evergreen Investments
1665 Hartford Ave
Johnston RI 02919
(401) 521-4499
Riverside Capital Mortgage
1395 Atwood Ave
Johnston RI 02919
(401) 270-1740
http://www.riversidecapitalmortgage.com
New England Group
1395 Atwood Ave
Johnston RI 02919
(401) 270-1174
newenglandgroup.info@gmail.com
Address
1478 Atwood Ave
Johnston RI
Contact
(401) 453-4060
Address
39 Putnam Pike
Johnston RI
Contact
(401) 276-9107
http://www.checkngo.com/
Address
1665 Hartford Ave
Johnston RI
Contact
(401) 521-4499