Compare Today’s Mortgage Rates for Kingston, Rhode Island

Pureloan searches mortgage lenders and major banks in Kingston, Rhode Island 02881 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $13,411 or $37 / month is expected in Kingston and other areas of Washington county.

Pureloan’s search engine explores all home mortgage options in Kingston, Rhode Island 02881, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Kingston, Rhode Island 02881

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Kingston, RI 02881, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Kingston, Rhode Island 02881 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Kingston, Rhode Island and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Kingston, Rhode Island 02881

If you’re looking to buy a new home in Kingston, we have compiled a list of the leading mortgage brokers around Kingston, Rhode Island 02881 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

3970 Post Rd

Warwick RI 02881

(401) 884-2930

http://www.wellsfargo.com/mortgage/

Check 'n Go

826 Bald Hill Rd

Warwick RI 02881

(401) 822-2321

comments@checkngo.com

Maverick Funding

300 Centerville Rd

Warwick RI 02881

(401) 732-2555

lchildress@maverickfunding.com

Guaranteed Rate

300 Metro Center Blvd

Warwick RI 02881

(401) 884-1619

http://www.guaranteedrate.com/

A-Plus Mortgage

300 Centerville Rd

Warwick RI 02881

(401) 734-4450

eric@aplusinri.net

Address

3970 Post Rd

Warwick RI

Contact

(401) 884-2930

http://www.wellsfargo.com/mortgage/

Address

826 Bald Hill Rd

Warwick RI

Contact

(401) 822-2321

comments@checkngo.com

Address

300 Centerville Rd

Warwick RI

Contact

(401) 732-2555

lchildress@maverickfunding.com

News on Mortgages and Reverse Mortgages for Kingston, Rhode Island 02881