Compare Today’s Mortgage Rates for Lincoln, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Lincoln, Rhode Island 02865. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $12,042 or $33 / month in Lincoln and surrounding areas of Providence county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Lincoln, Rhode Island 02865.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lincoln, Rhode Island 02865

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lincoln, RI 02865, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lincoln, Rhode Island 02865 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lincoln, Rhode Island and around Providence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lincoln, Rhode Island 02865

If you’re looking to buy a new home in Lincoln, we have compiled a list of the leading mortgage brokers around Lincoln, Rhode Island 02865 to help you with your search.

Name
Address
Contact

Mansfield Mortgage Services

640 George Washington Hwy

Lincoln RI 02865

(401) 334-7000

Bay Loan And Investment Bank

1525 Old Louisquisset Pike

Lincoln RI 02865

(401) 727-0100

Equitystars

25 Blackstone Valley Pl

Lincoln RI 02865

(401) 334-5470

Mortgage Amenities

25 Blackstone Valley Pl

Lincoln RI 02865

(401) 334-1648

http://www.mortgageamenities.com

Sierra Pacific Mortgage

132 Old River Rd

Lincoln RI 02865

(401) 305-3501

Address

640 George Washington Hwy

Lincoln RI

Contact

(401) 334-7000

Address

1525 Old Louisquisset Pike

Lincoln RI

Contact

(401) 727-0100

Address

25 Blackstone Valley Pl

Lincoln RI

Contact

(401) 334-5470

News on Mortgages and Reverse Mortgages for Lincoln, Rhode Island 02865