Compare Today’s Mortgage Rates in Lincoln, Rhode Island 02865
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Lincoln, Rhode Island 02865.
Our search engine thoroughly explores all home mortgage options in Lincoln, Rhode Island 02865, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $29,790 in lifetime cash or $83 per month in Lincoln and other areas of Providence county.
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Summary of Average Mortgages in Lincoln, Rhode Island 02865
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lincoln, Rhode Island 02865
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lincoln, RI 02865. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lincoln, Rhode Island 02865 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lincoln, Rhode Island and around Providence county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 95.31% | 93.09% | 91.51% | 90.10% | 88.48% | 84.56% | 85.74% | 85.14% | 83.91% |
avg mortgage rate | 6.55% | 4.60% | 3.07% | 3.38% | 4.41% | 4.61% | 4.14% | 3.90% | 4.09% |
% 15 year fixed mortgage | 3.23% | 5.58% | 6.87% | 8.39% | 7.94% | 11.14% | 11.25% | 12.05% | 13.12% |
avg mortgage rate | 5.99% | 3.79% | 2.44% | 2.98% | 3.76% | 3.98% | 3.37% | 3.11% | 3.34% |
Avg credit score | 752.76 | 756.19 | 760.51 | 757.58 | 755.33 | 756.37 | 755.57 | 763.76 | 758.88 |
Avg LTV (loan to value) | 80.01% | 80.14% | 81.02% | 81.59% | 80.77% | 79.66% | 81.28% | 81.72% | 81.22% |
Avg DTI (debt to income) | 36.21 | 35.55 | 32.99 | 33.06 | 33.30 | 33.04 | 32.21 | 32.13 | 32.46 |
% First time homebuyer | 35.48% | 28.28% | 24.34% | 25.10% | 24.57% | 23.26% | 19.94% | 20.38% | 23.02% |
Avg mortgage insurance % | 12.34% | 11.72% | 12.02% | 11.74% | 11.09% | 9.99% | 10.24% | 10.93% | 10.36% |
Best Mortgage Brokers around Lincoln, Rhode Island 02865
For those searching for a new home in Lincoln, we have compiled a list of the top mortgage brokers located in and around Lincoln, Rhode Island 02865 to assist you with your search.
Name
Address
Contact
Mansfield Mortgage Services
640 George Washington Hwy
Lincoln RI 02865
(401) 334-7000
Bay Loan And Investment Bank
1525 Old Louisquisset Pike
Lincoln RI 02865
(401) 727-0100
Equitystars
25 Blackstone Valley Pl
Lincoln RI 02865
(401) 334-5470
Mortgage Amenities
25 Blackstone Valley Pl
Lincoln RI 02865
(401) 334-1648
http://www.mortgageamenities.com
Sierra Pacific Mortgage
132 Old River Rd
Lincoln RI 02865
(401) 305-3501
Address
640 George Washington Hwy
Lincoln RI
Contact
(401) 334-7000
Address
1525 Old Louisquisset Pike
Lincoln RI
Contact
(401) 727-0100
Address
25 Blackstone Valley Pl
Lincoln RI
Contact
(401) 334-5470