Compare Today’s Mortgage Rates for Narragansett, Rhode Island

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Narragansett, Rhode Island 02882. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $18,933 or $53 / month in Narragansett and surrounding areas of Washington county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Narragansett, Rhode Island 02882.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Narragansett, Rhode Island 02882

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Narragansett, RI 02882, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Narragansett, Rhode Island 02882 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Narragansett, Rhode Island and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Narragansett, Rhode Island 02882

If you’re looking to buy a new home in Narragansett, we have compiled a list of the leading mortgage brokers around Narragansett, Rhode Island 02882 to help you with your search.

Name
Address
Contact

Absolute Mortgage

750 Boston Neck Rd

Narragansett RI 02882

(401) 284-4558

Wells Fargo Home Mortgage

14 Woodruff Ave

Narragansett RI 02882

(401) 782-6401

http://www.wellsfargo.com/mortgage/

Seacoast Mortgage Corporation

140 Point Judith Rd

Narragansett RI 02882

(401) 783-1980

asabbagh@seacoastmortgage.com

Seaside Mortgage Company

205 Sunnybrook Farm Rd

Narragansett RI 02882

(401) 783-0050

dmurphy@myseasidemortgage.com

Wells Fargo Home Mortgage

3970 Post Rd

Warwick RI 02882

(401) 884-2930

http://www.wellsfargo.com/mortgage/

Address

750 Boston Neck Rd

Narragansett RI

Contact

(401) 284-4558

Address

14 Woodruff Ave

Narragansett RI

Contact

(401) 782-6401

http://www.wellsfargo.com/mortgage/

Address

140 Point Judith Rd

Narragansett RI

Contact

(401) 783-1980

asabbagh@seacoastmortgage.com

News on Mortgages and Reverse Mortgages for Narragansett, Rhode Island 02882