Compare Today’s Mortgage Rates for Smithfield, Rhode Island

Pureloan searches mortgage lenders and major banks in Smithfield, Rhode Island 02917 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,995 or $31 / month is expected in Smithfield and other areas of Providence county.

Pureloan’s search engine explores all home mortgage options in Smithfield, Rhode Island 02917, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Smithfield, Rhode Island 02917

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Smithfield, RI 02917, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Smithfield, Rhode Island 02917 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Smithfield, Rhode Island and around Providence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.82% 88.15% 87.68% 90.79% 90.33% 90.12% 90.84% 86.68%
avg mortgage rate 4.97% 4.70% 3.93% 4.01% 4.48% 4.14% 3.96% 4.16%
% 15 year fixed mortgage 8.38% 8.70% 9.40% 8.12% 7.96% 8.27% 7.09% 11.53%
avg mortgage rate 4.35% 3.95% 3.25% 3.15% 3.50% 3.35% 3.15% 3.34%
Avg credit score 760.48 757.94 759.70 757.54 756.79 754.67 750.18 752.77
Avg LTV (loan to value) 75.92% 77.72% 80.93% 82.17% 82.75% 82.55% 83.23% 82.38%
Avg DTI (debt to income) 32.32 32.19 31.79 31.74 32.91 33.08 33.50 35.92
% First time homebuyer 31.71% 28.70% 32.05% 42.33% 38.22% 35.41% 34.78% 31.81%
Avg mortgage insurance % 4.79% 6.77% 9.48% 11.81% 12.80% 13.28% 13.59% 12.72%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Smithfield, Rhode Island 02917

If you’re looking to buy a new home in Smithfield, we have compiled a list of the leading mortgage brokers around Smithfield, Rhode Island 02917 to help you with your search.

Name
Address
Contact

Executive Financial Mortgage

357 Putnam Pike

Smithfield RI 02917

(401) 349-0977

Dulude Keith

9 Thurber Blvd

Smithfield RI 02917

(401) 231-5363

Primary Home Finance

696 Douglas Pike

Smithfield RI 02917

(401) 232-0286

Majestic Mortgage

696 Douglas Pike

Smithfield RI 02917

(401) 232-0286

Northpoint Mortgage

9 Thurber Blvd

Smithfield RI 02917

(401) 349-3460

http://trynorthpoint.com

Address

357 Putnam Pike

Smithfield RI

Contact

(401) 349-0977

Address

9 Thurber Blvd

Smithfield RI

Contact

(401) 231-5363

Address

696 Douglas Pike

Smithfield RI

Contact

(401) 232-0286

News on Mortgages and Reverse Mortgages for Smithfield, Rhode Island 02917