Compare Today’s Mortgage Rates in West Warwick, Rhode Island 02893
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in West Warwick, Rhode Island 02893.
Our search engine thoroughly explores all home mortgage options in West Warwick, Rhode Island 02893, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $18,125 in lifetime cash or $50 per month in West Warwick and other areas of Kent county.
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Summary of Average Mortgages in West Warwick, Rhode Island 02893
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for West Warwick, Rhode Island 02893
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in West Warwick, RI 02893. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in West Warwick, Rhode Island 02893 from 2024 - 2016
We have compiled mortgage rates charts for home loans in West Warwick, Rhode Island and around Kent county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 88.89% | 93.84% | 89.55% | 92.47% | 91.11% | 89.68% | 89.92% | 93.14% | 82.93% |
| avg mortgage rate | 6.63% | 4.53% | 3.10% | 3.41% | 4.59% | 4.62% | 4.22% | 3.98% | 4.05% |
| % 15 year fixed mortgage | 11.11% | 2.84% | 7.84% | 6.99% | 6.67% | 7.94% | 7.56% | 5.88% | 13.41% |
| avg mortgage rate | 6.25% | 3.48% | 2.54% | 2.90% | 4.24% | 4.13% | 3.43% | 3.00% | 3.25% |
| Avg credit score | 754.69 | 759.76 | 795.83 | 761.51 | 750.11 | 769.03 | 756.22 | 755.96 | 765.34 |
| Avg LTV (loan to value) | 68.28% | 75.49% | 77.85% | 77.95% | 77.32% | 76.25% | 76.46% | 79.34% | 74.09% |
| Avg DTI (debt to income) | 35.33 | 35.67 | 33.48 | 34.35 | 35.24 | 32.52 | 33.34 | 33.05 | 32.73 |
| % First time homebuyer | 11.11% | 10.90% | 8.96% | 8.60% | 11.67% | 11.11% | 9.24% | 18.63% | 7.32% |
| Avg mortgage insurance % | 6.81% | 6.73% | 6.12% | 7.67% | 7.40% | 5.90% | 4.54% | 6.58% | 4.76% |
Best Mortgage Brokers around West Warwick, Rhode Island 02893
For those searching for a new home in West Warwick, we have compiled a list of the top mortgage brokers located in and around West Warwick, Rhode Island 02893 to assist you with your search.
Name
Address
Contact
Seacoast Mortgage
328 Cowesett Ave
West Warwick RI 02893
(401) 615-2300
http://www.seacoastmortgage.com/
Associate Mortgage Finders
6 Highland St
West Warwick RI 02893
(401) 822-3005
A Plus Mortgage
35 Quaker Ln
West Warwick RI 02893
(401) 822-4444
http://aplusinri.com
Canterbury Mortgage Corporation
23 Washington St
West Warwick RI 02893
(401) 821-9800
Check 'n Go
1500 Diamond Hill Rd
Woonsocket RI 02893
(401) 767-2155
customerservice@checkngo.com
Address
328 Cowesett Ave
West Warwick RI
Contact
(401) 615-2300
http://www.seacoastmortgage.com/
Address
6 Highland St
West Warwick RI
Contact
(401) 822-3005
Address
35 Quaker Ln
West Warwick RI
Contact
(401) 822-4444
http://aplusinri.com