Compare Today’s Mortgage Rates for Westerly, Rhode Island

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Westerly, Rhode Island 02891. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $12,723 or $35 / month in Westerly and other areas of Washington county.

Our search engine explores all home mortgage options in Westerly, Rhode Island 02891, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Westerly, Rhode Island 02891

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Westerly, RI 02891, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Westerly, Rhode Island 02891 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Westerly, Rhode Island and around Washington county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Westerly, Rhode Island 02891

If you’re looking to buy a new home in Westerly, we have compiled a list of the leading mortgage brokers around Westerly, Rhode Island 02891 to help you with your search.

Name
Address
Contact

Newport Federal Savings Bank

2 Wilder Ave

Westerly RI 02891

(401) 596-2911

Covenant Mortgage

116 High St

Westerly RI 02891

(401) 596-3200

http://www.amxfundingco.com

Check 'n Go

1500 Diamond Hill Rd

Woonsocket RI 02891

(401) 767-2155

customerservice@checkngo.com

Check 'n Go

2000 Diamond Hill Rd

Woonsocket RI 02891

(401) 762-0482

comments@checkngo.com

Riverzedge Arts Project

68 S Main St

Woonsocket RI 02891

(401) 767-2100

info@riverzedgearts.org

Address

2 Wilder Ave

Westerly RI

Contact

(401) 596-2911

Address

116 High St

Westerly RI

Contact

(401) 596-3200

http://www.amxfundingco.com

Address

1500 Diamond Hill Rd

Woonsocket RI

Contact

(401) 767-2155

customerservice@checkngo.com

News on Mortgages and Reverse Mortgages for Westerly, Rhode Island 02891