Compare Today’s Mortgage Rates for Woonsocket, Rhode Island

Pureloan searches mortgage lenders and major banks in Woonsocket, Rhode Island 02895 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,705 or $21 / month is expected in Woonsocket and other areas of Providence county.

Pureloan’s search engine explores all home mortgage options in Woonsocket, Rhode Island 02895, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Woonsocket, Rhode Island 02895

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Woonsocket, RI 02895, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Woonsocket, Rhode Island 02895 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Woonsocket, Rhode Island and around Providence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 90.73% 90.58% 87.98% 90.35% 91.42% 88.96% 90.74% 90.02%
avg mortgage rate 4.93% 4.65% 3.89% 3.96% 4.43% 4.10% 3.91% 4.11%
% 15 year fixed mortgage 7.25% 6.79% 8.84% 8.31% 7.00% 8.94% 7.59% 7.75%
avg mortgage rate 4.29% 3.94% 3.17% 3.13% 3.45% 3.25% 3.08% 3.26%
Avg credit score 761.27 763.22 764.60 760.55 754.92 755.11 755.59 753.00
Avg LTV (loan to value) 74.77% 76.48% 78.79% 80.36% 81.50% 81.77% 81.89% 81.24%
Avg DTI (debt to income) 33.03 32.45 31.92 32.56 32.84 33.24 33.38 34.17
% First time homebuyer 28.06% 22.92% 25.74% 33.90% 32.00% 30.48% 29.55% 30.21%
Avg mortgage insurance % 4.28% 5.51% 8.64% 10.70% 12.12% 12.19% 12.27% 11.98%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Woonsocket, Rhode Island 02895

If you’re looking to buy a new home in Woonsocket, we have compiled a list of the leading mortgage brokers around Woonsocket, Rhode Island 02895 to help you with your search.

Name
Address
Contact

Oceangate Mortgage

191 Social St

Woonsocket RI 02895

(401) 762-6700

greg@oceangate.com

American General Financial Svc

2168 Diamond Hill Rd

Woonsocket RI 02895

(401) 765-5386

http://www.loansfast.com

Discount Mortgage Center

68 Cumberland St

Woonsocket RI 02895

(401) 769-4507

jmazza@partners.org

Riverzedge Arts Project

68 S Main St

Woonsocket RI 02895

(401) 767-2100

info@riverzedgearts.org

Check 'n Go

2000 Diamond Hill Rd

Woonsocket RI 02895

(401) 762-0482

comments@checkngo.com

Address

191 Social St

Woonsocket RI

Contact

(401) 762-6700

greg@oceangate.com

Address

2168 Diamond Hill Rd

Woonsocket RI

Contact

(401) 765-5386

http://www.loansfast.com

Address

68 Cumberland St

Woonsocket RI

Contact

(401) 769-4507

jmazza@partners.org

News on Mortgages and Reverse Mortgages for Woonsocket, Rhode Island 02895