Compare Today’s Mortgage Rates for Charleston, South Carolina

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Charleston, South Carolina 29492. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,578 or $32 / month in Charleston and surrounding areas of Berkeley county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Charleston, South Carolina 29492.

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Summary of Average Mortgage Terms in Charleston, South Carolina 29492

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Charleston, SC 29492, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Charleston, South Carolina 29492 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Charleston, South Carolina and around Berkeley county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.82% 88.15% 87.68% 90.79% 90.33% 90.12% 90.84% 86.68%
avg mortgage rate 4.97% 4.70% 3.93% 4.01% 4.48% 4.14% 3.96% 4.16%
% 15 year fixed mortgage 8.38% 8.70% 9.40% 8.12% 7.96% 8.27% 7.09% 11.53%
avg mortgage rate 4.35% 3.95% 3.25% 3.15% 3.50% 3.35% 3.15% 3.34%
Avg credit score 760.48 757.94 759.70 757.54 756.79 754.67 750.18 752.77
Avg LTV (loan to value) 75.92% 77.72% 80.93% 82.17% 82.75% 82.55% 83.23% 82.38%
Avg DTI (debt to income) 32.32 32.19 31.79 31.74 32.91 33.08 33.50 35.92
% First time homebuyer 31.71% 28.70% 32.05% 42.33% 38.22% 35.41% 34.78% 31.81%
Avg mortgage insurance % 4.79% 6.77% 9.48% 11.81% 12.80% 13.28% 13.59% 12.72%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Charleston, South Carolina 29492

If you’re looking to buy a new home in Charleston, we have compiled a list of the leading mortgage brokers around Charleston, South Carolina 29492 to help you with your search.

Name
Address
Contact

Network Funding

759 Folly Rd

Charleston SC 29492

(843) 637-3553

Indigo Mortgage Group of Sc

1559 Blaze Ln

Charleston SC 29492

(843) 452-8595

http://indigomortgagegroup.com

Automoney Title Loans

873 Folly Rd

Charleston SC 29492

(843) 795-3757

Medalist Captital

147 Wappoo Creek Dr

Charleston SC 29492

(843) 795-8980

scoleman@medalistcapital.com

TitleMax Title Loans

761 Folly Rd

Charleston SC 29492

(843) 795-2412

webinquiries@titlemax.com

Address

759 Folly Rd

Charleston SC

Contact

(843) 637-3553

Address

1559 Blaze Ln

Charleston SC

Contact

(843) 452-8595

http://indigomortgagegroup.com

Address

873 Folly Rd

Charleston SC

Contact

(843) 795-3757

News on Mortgages and Reverse Mortgages for Charleston, South Carolina 29492