Compare Today’s Mortgage Rates for Columbia, South Carolina

Pureloan searches mortgage lenders and major banks in Columbia, South Carolina 29292 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,510 or $13 / month is expected in Columbia and other areas of Richland county.

Pureloan’s search engine explores all home mortgage options in Columbia, South Carolina 29292, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

No suitable program is found

Summary of Average Mortgage Terms in Columbia, South Carolina 29292

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Columbia, SC 29292, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Columbia, South Carolina 29292 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Columbia, South Carolina and around Richland county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 88.82% 88.15% 87.68% 90.79% 90.33% 90.12% 90.84% 86.68%
avg mortgage rate 4.97% 4.70% 3.93% 4.01% 4.48% 4.14% 3.96% 4.16%
% 15 year fixed mortgage 8.38% 8.70% 9.40% 8.12% 7.96% 8.27% 7.09% 11.53%
avg mortgage rate 4.35% 3.95% 3.25% 3.15% 3.50% 3.35% 3.15% 3.34%
Avg credit score 760.48 757.94 759.70 757.54 756.79 754.67 750.18 752.77
Avg LTV (loan to value) 75.92% 77.72% 80.93% 82.17% 82.75% 82.55% 83.23% 82.38%
Avg DTI (debt to income) 32.32 32.19 31.79 31.74 32.91 33.08 33.50 35.92
% First time homebuyer 31.71% 28.70% 32.05% 42.33% 38.22% 35.41% 34.78% 31.81%
Avg mortgage insurance % 4.79% 6.77% 9.48% 11.81% 12.80% 13.28% 13.59% 12.72%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Columbia, South Carolina 29292

If you’re looking to buy a new home in Columbia, we have compiled a list of the leading mortgage brokers around Columbia, South Carolina 29292 to help you with your search.

Name
Address
Contact

Makers Finance

1110 Washington St

Columbia SC 29292

(803) 779-0667

Midland Mortgage Corporation

1513 Pickens St

Columbia SC 29292

(803) 748-9338

Caliber Home Loans

700 Gervais St

Columbia SC 29292

(803) 252-3199

Scbt

520 Gervais St

Columbia SC 29292

(803) 771-2265

First Citizens

1314 Park St

Columbia SC 29292

(803) 733-2615

http://www.firstcitizensonline.com

Address

1110 Washington St

Columbia SC

Contact

(803) 779-0667

Address

1513 Pickens St

Columbia SC

Contact

(803) 748-9338

Address

700 Gervais St

Columbia SC

Contact

(803) 252-3199

News on Mortgages and Reverse Mortgages for Columbia, South Carolina 29292