Compare Today’s Mortgage Rates in North Charleston, South Carolina 29419
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in North Charleston, South Carolina 29419.
Our search engine thoroughly explores all home mortgage options in North Charleston, South Carolina 29419, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $6,330 in lifetime cash or $18 per month in North Charleston and other areas of Charleston county.
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Summary of Average Mortgages in North Charleston, South Carolina 29419
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for North Charleston, South Carolina 29419
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in North Charleston, SC 29419. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in North Charleston, South Carolina 29419 from 2024 - 2016
We have compiled mortgage rates charts for home loans in North Charleston, South Carolina and around Charleston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.27% | 93.44% | 91.59% | 91.55% | 90.60% | 89.21% | 87.36% | 89.43% | 88.64% |
| avg mortgage rate | 6.45% | 4.66% | 3.05% | 3.40% | 4.37% | 4.63% | 4.19% | 3.91% | 4.12% |
| % 15 year fixed mortgage | 3.29% | 4.83% | 6.96% | 6.38% | 6.86% | 8.34% | 11.07% | 8.05% | 9.38% |
| avg mortgage rate | 5.33% | 3.67% | 2.41% | 2.96% | 3.73% | 3.90% | 3.40% | 3.11% | 3.34% |
| Avg credit score | 748.92 | 754.77 | 758.29 | 755.86 | 769.81 | 751.37 | 763.92 | 751.24 | 754.91 |
| Avg LTV (loan to value) | 81.26% | 81.19% | 83.06% | 84.30% | 83.47% | 81.44% | 82.58% | 83.69% | 83.08% |
| Avg DTI (debt to income) | 38.12 | 35.57 | 32.76 | 33.51 | 33.97 | 33.46 | 32.84 | 32.76 | 31.93 |
| % First time homebuyer | 33.99% | 34.37% | 29.96% | 31.16% | 30.23% | 23.80% | 25.95% | 29.31% | 28.01% |
| Avg mortgage insurance % | 13.32% | 13.17% | 14.26% | 15.70% | 14.61% | 12.13% | 13.29% | 14.46% | 13.79% |
Best Mortgage Brokers around North Charleston, South Carolina 29419
For those searching for a new home in North Charleston, we have compiled a list of the top mortgage brokers located in and around North Charleston, South Carolina 29419 to assist you with your search.
Name
Address
Contact
New South Mortgage
7579 Hunters Ridge Ln
North Charleston SC 29419
(843) 256-4762
Community First Bank
8485 Dorchester Rd
North Charleston SC 29419
(843) 723-7700
http://www.Commfirstbank.com
Quick Cash Title Loans
4220 Dorchester Rd
North Charleston SC 29419
(843) 529-1276
http://www.titleandpaydayloans.com
Security National Mortgage Company
1063 E Montague Ave
North Charleston SC 29419
(843) 718-2423
Affluence Mortgage Group
4000 Faber Place Dr
North Charleston SC 29419
(843) 747-6109
Address
7579 Hunters Ridge Ln
North Charleston SC
Contact
(843) 256-4762
Address
8485 Dorchester Rd
North Charleston SC
Contact
(843) 723-7700
http://www.Commfirstbank.com
Address
4220 Dorchester Rd
North Charleston SC
Contact
(843) 529-1276
http://www.titleandpaydayloans.com