Compare Today’s Mortgage Rates in Winnsboro, South Carolina 29180
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Winnsboro, South Carolina 29180.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Winnsboro, South Carolina 29180. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,666 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Winnsboro and other areas of Fairfield county.
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Summary of Average Mortgages in Winnsboro, South Carolina 29180
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Winnsboro, South Carolina 29180
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Winnsboro, SC 29180. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Winnsboro, South Carolina 29180 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Winnsboro, South Carolina and around Fairfield county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.27% | 93.44% | 91.59% | 91.55% | 90.60% | 89.21% | 87.36% | 89.43% | 88.64% |
| avg mortgage rate | 6.45% | 4.66% | 3.05% | 3.40% | 4.37% | 4.63% | 4.19% | 3.91% | 4.12% |
| % 15 year fixed mortgage | 3.29% | 4.83% | 6.96% | 6.38% | 6.86% | 8.34% | 11.07% | 8.05% | 9.38% |
| avg mortgage rate | 5.33% | 3.67% | 2.41% | 2.96% | 3.73% | 3.90% | 3.40% | 3.11% | 3.34% |
| Avg credit score | 748.92 | 754.77 | 758.29 | 755.86 | 769.81 | 751.37 | 763.92 | 751.24 | 754.91 |
| Avg LTV (loan to value) | 81.26% | 81.19% | 83.06% | 84.30% | 83.47% | 81.44% | 82.58% | 83.69% | 83.08% |
| Avg DTI (debt to income) | 38.12 | 35.57 | 32.76 | 33.51 | 33.97 | 33.46 | 32.84 | 32.76 | 31.93 |
| % First time homebuyer | 33.99% | 34.37% | 29.96% | 31.16% | 30.23% | 23.80% | 25.95% | 29.31% | 28.01% |
| Avg mortgage insurance % | 13.32% | 13.17% | 14.26% | 15.70% | 14.61% | 12.13% | 13.29% | 14.46% | 13.79% |
Best Mortgage Brokers around Winnsboro, South Carolina 29180
For those searching for a new home in Winnsboro, we have compiled a list of the top mortgage brokers located in and around Winnsboro, South Carolina 29180 to assist you with your search.
Name
Address
Contact
Colonial Credit Company
153 S Congress St
Winnsboro SC 29180
(803) 635-5055
World Finance
152 S Congress St
Winnsboro SC 29180
(803) 635-1327
http://worldacceptance.com
Regional Finance Corporation
153 N Congress St
Winnsboro SC 29180
(803) 635-5238
https://www.getregionalcash.com/
1st Franklin Financial
29 US Highway 321 Byp S
Winnsboro SC 29180
(803) 712-1000
http://locations.1ffc.com/sc/winnsboro/29-us-hwy-321-bypass-south.html
Carolina Title Loans
721 US Highway 321 Byp S
Winnsboro SC 29180
(803) 402-3301
http://www.carolinatitleloansinc.com/
Address
153 S Congress St
Winnsboro SC
Contact
(803) 635-5055
Address
152 S Congress St
Winnsboro SC
Contact
(803) 635-1327
http://worldacceptance.com
Address
153 N Congress St
Winnsboro SC
Contact
(803) 635-5238
https://www.getregionalcash.com/