Compare Today’s Mortgage Rates in York, South Carolina 29745
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in York, South Carolina 29745.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $21,607 over the lifetime of your 30-year fixed loan, or a monthly savings of $60 in York and other areas of York county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in York, South Carolina 29745
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for York, South Carolina 29745
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in York, SC 29745. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in York, South Carolina 29745 from 2024 - 2016
We have compiled mortgage rates charts for home loans in York, South Carolina and around York county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.27% | 93.44% | 91.59% | 91.55% | 90.60% | 89.21% | 87.36% | 89.43% | 88.64% |
| avg mortgage rate | 6.45% | 4.66% | 3.05% | 3.40% | 4.37% | 4.63% | 4.19% | 3.91% | 4.12% |
| % 15 year fixed mortgage | 3.29% | 4.83% | 6.96% | 6.38% | 6.86% | 8.34% | 11.07% | 8.05% | 9.38% |
| avg mortgage rate | 5.33% | 3.67% | 2.41% | 2.96% | 3.73% | 3.90% | 3.40% | 3.11% | 3.34% |
| Avg credit score | 748.92 | 754.77 | 758.29 | 755.86 | 769.81 | 751.37 | 763.92 | 751.24 | 754.91 |
| Avg LTV (loan to value) | 81.26% | 81.19% | 83.06% | 84.30% | 83.47% | 81.44% | 82.58% | 83.69% | 83.08% |
| Avg DTI (debt to income) | 38.12 | 35.57 | 32.76 | 33.51 | 33.97 | 33.46 | 32.84 | 32.76 | 31.93 |
| % First time homebuyer | 33.99% | 34.37% | 29.96% | 31.16% | 30.23% | 23.80% | 25.95% | 29.31% | 28.01% |
| Avg mortgage insurance % | 13.32% | 13.17% | 14.26% | 15.70% | 14.61% | 12.13% | 13.29% | 14.46% | 13.79% |
Best Mortgage Brokers around York, South Carolina 29745
For those searching for a new home in York, we have compiled a list of the top mortgage brokers located in and around York, South Carolina 29745 to assist you with your search.
Name
Address
Contact
Colonial Credit Co.
3 N Congress St
York SC 29745
(803) 684-4477
Auto Money
1356 Filbert Hwy
York SC 29745
(803) 818-5546
World Acceptance Boyce Scott
7 N Congress St
York SC 29745
(803) 628-6280
http://worldacceptance.com
1st Franklin Financial
942 E Liberty St
York SC 29745
(803) 684-1211
bcheek3@1ffc.com
Check 'n Go
717 E Liberty St
York SC 29745
(803) 628-6773
comments@checkngo.com
Address
3 N Congress St
York SC
Contact
(803) 684-4477
Address
1356 Filbert Hwy
York SC
Contact
(803) 818-5546
Address
7 N Congress St
York SC
Contact
(803) 628-6280
http://worldacceptance.com