Compare Today’s Mortgage Rates in Allen, South Dakota 57714
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Allen, South Dakota 57714.
Our search engine thoroughly explores all home mortgage options in Allen, South Dakota 57714, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,741 in lifetime cash or $10 per month in Allen and other areas of Pennington county.
Summary of Average Mortgages in Allen, South Dakota 57714
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Interactive Mortgage Rate Projections for Allen, South Dakota 57714
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Allen, SD 57714. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Allen, South Dakota 57714 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Allen, South Dakota and around Pennington county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.00% | 82.30% | 86.79% | 84.29% | 76.09% | 82.76% | 70.73% | 90.63% | 82.61% |
| avg mortgage rate | 6.49% | 4.69% | 2.88% | 3.09% | 4.29% | 4.65% | 4.13% | 3.86% | 4.04% |
| % 15 year fixed mortgage | 4.00% | 14.16% | 8.49% | 11.43% | 15.22% | 13.79% | 24.39% | 3.13% | 10.87% |
| avg mortgage rate | 6.38% | 3.69% | 2.22% | 2.81% | 3.71% | 4.12% | 3.45% | 2.75% | 3.40% |
| Avg credit score | 741.80 | 754.50 | 752.32 | 890.81 | 753.22 | 742.50 | 755.29 | 744.47 | 753.50 |
| Avg LTV (loan to value) | 83.48% | 83.54% | 84.39% | 85.56% | 80.63% | 81.72% | 81.17% | 85.03% | 81.22% |
| Avg DTI (debt to income) | 37.88 | 33.64 | 33.76 | 31.19 | 34.59 | 33.97 | 32.12 | 31.47 | 31.00 |
| % First time homebuyer | 24.00% | 37.17% | 32.08% | 45.71% | 19.57% | 25.86% | 21.95% | 25.00% | 23.91% |
| Avg mortgage insurance % | 15.96% | 14.52% | 14.37% | 15.80% | 10.28% | 13.84% | 10.34% | 17.16% | 8.41% |
Best Mortgage Brokers around Allen, South Dakota 57714
For those searching for a new home in Allen, we have compiled a list of the top mortgage brokers located in and around Allen, South Dakota 57714 to assist you with your search.
Premier Home Mortgage
511 National St
Belle Fourche SD 57714
(605) 568-1002
http://www.premierhomenet.com/
Cash With US
406 E North St
Rapid City SD 57714
(605) 341-9950
carissa389@hotmail.com
North American Title Loans
504 E North St
Rapid City SD 57714
(605) 341-5200
https://www.northamericantitleloans.net/Locations/SOUTH-DAKOTA/Rapid-City/504-East-North-St
OneMain Financial
1301 W Omaha St
Rapid City SD 57714
(605) 343-3550
http://branches.onemainfinancial.com/sd/rapid-city/1301-west-omaha-street.html
Premier Home Mortgage
1220 Mount Rushmore Rd
Rapid City SD 57714
(605) 716-7373
http://www.premierhomenet.com/
Address
511 National St
Belle Fourche SD
Contact
(605) 568-1002
http://www.premierhomenet.com/
Address
406 E North St
Rapid City SD
Contact
(605) 341-9950
carissa389@hotmail.com
Address
504 E North St
Rapid City SD
Contact
(605) 341-5200
https://www.northamericantitleloans.net/Locations/SOUTH-DAKOTA/Rapid-City/504-East-North-St