Compare Today’s Mortgage Rates in Hill City, South Dakota 57745

Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Hill City, South Dakota 57745.

After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $2,250 over the lifetime of your 30-year fixed loan, or a monthly savings of $6 in Hill City and other areas of Pennington county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

43.93768 -103.578158 24884

Summary of Average Mortgages in Hill City, South Dakota 57745

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Hill City, South Dakota 57745

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Hill City, SD 57745. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.

Local Mortgage Rates in Hill City, South Dakota 57745

Hill City is the oldest existing city in Pennington County, South Dakota, United States. The population was 872 at the 2020 census. Hill City is located 26 miles southwest of Rapid City on U.S. Highway 16 and on U.S. Route 385 that connects Deadwood to Hot Springs. Read more

Hill City is the oldest existing city in Pennington County, South Dakota, United States. The population was 872 at the 2020 census. Hill City is located 26 miles southwest of Rapid City on U.S. Highway 16 and on U.S. Route 385 that connects Deadwood to Hot Springs. Hill City is known as the "Heart of the Hills", a distinction derived from its proximity to both the geographical center of the Black Hills, and the local tourist destinations.

The city has its roots in the Black Hills mining rush of the late 19th century. Tin mining was dominant in the 1880s and led to an influx of capital and people into the area. As the mining industry waned, tourism and timber became increasingly important industries to the area. With the establishment of Mount Rushmore in the 1940s, Custer State Park and the Sturgis Motorcycle Rally, the Black Hills became known as a tourist destination, from which Hill City benefited. In recent years, the city has diversified to become a center for the arts in the area, featuring several art studios and festivals. Read less

Historical Mortgage Rates in Hill City, South Dakota 57745 from 2024 - 2016

We have compiled mortgage rates charts for home loans in Hill City, South Dakota and around Pennington county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed mortgage 92.00% 82.30% 86.79% 84.29% 76.09% 82.76% 70.73% 90.63% 82.61%
avg mortgage rate 6.49% 4.69% 2.88% 3.09% 4.29% 4.65% 4.13% 3.86% 4.04%
% 15 year fixed mortgage 4.00% 14.16% 8.49% 11.43% 15.22% 13.79% 24.39% 3.13% 10.87%
avg mortgage rate 6.38% 3.69% 2.22% 2.81% 3.71% 4.12% 3.45% 2.75% 3.40%
Avg credit score 741.80 754.50 752.32 890.81 753.22 742.50 755.29 744.47 753.50
Avg LTV (loan to value) 83.48% 83.54% 84.39% 85.56% 80.63% 81.72% 81.17% 85.03% 81.22%
Avg DTI (debt to income) 37.88 33.64 33.76 31.19 34.59 33.97 32.12 31.47 31.00
% First time homebuyer 24.00% 37.17% 32.08% 45.71% 19.57% 25.86% 21.95% 25.00% 23.91%
Avg mortgage insurance % 15.96% 14.52% 14.37% 15.80% 10.28% 13.84% 10.34% 17.16% 8.41%

Source: Financial Report of the US Government

Best Mortgage Brokers around Hill City, South Dakota 57745

For those searching for a new home in Hill City, we have compiled a list of the top mortgage brokers located in and around Hill City, South Dakota 57745 to assist you with your search.

Name
Address
Contact

Cash With US

406 E North St

Rapid City SD 57745

(605) 341-9950

carissa389@hotmail.com

North American Title Loans

504 E North St

Rapid City SD 57745

(605) 341-5200

https://www.northamericantitleloans.net/Locations/SOUTH-DAKOTA/Rapid-City/504-East-North-St

OneMain Financial

1301 W Omaha St

Rapid City SD 57745

(605) 343-3550

http://branches.onemainfinancial.com/sd/rapid-city/1301-west-omaha-street.html

Premier Home Mortgage

1220 Mount Rushmore Rd

Rapid City SD 57745

(605) 716-7373

http://www.premierhomenet.com/

Dollar Loan Center

1805 Cambell St

Rapid City SD 57745

(605) 348-5626

info@dontbebroke.com

Address

406 E North St

Rapid City SD

Contact

(605) 341-9950

carissa389@hotmail.com

Address

504 E North St

Rapid City SD

Contact

(605) 341-5200

https://www.northamericantitleloans.net/Locations/SOUTH-DAKOTA/Rapid-City/504-East-North-St

Address

1301 W Omaha St

Rapid City SD

Contact

(605) 343-3550

http://branches.onemainfinancial.com/sd/rapid-city/1301-west-omaha-street.html

News on Mortgages and Reverse Mortgages for Hill City, South Dakota 57745