Compare Today’s Mortgage Rates in Rutland, South Dakota 57057
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Rutland, South Dakota 57057.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $8,278 over the lifetime of your 30-year fixed loan, or a monthly savings of $23 in Rutland and other areas of Lake county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
43.985242
-96.961456
24593
Summary of Average Mortgages in Rutland, South Dakota 57057
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Rutland, South Dakota 57057
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Rutland, South Dakota 57057
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rutland, SD 57057. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rutland, South Dakota 57057 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rutland, South Dakota and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 89.47% | 89.25% | 92.61% | 89.81% | 88.43% | 84.13% | 87.40% | 89.84% | 88.84% |
avg mortgage rate | 6.45% | 4.56% | 2.86% | 3.25% | 4.24% | 4.54% | 4.05% | 3.80% | 3.99% |
% 15 year fixed mortgage | 10.53% | 8.49% | 6.24% | 8.26% | 8.01% | 12.70% | 8.66% | 8.98% | 9.38% |
avg mortgage rate | 5.87% | 3.85% | 2.33% | 2.98% | 3.72% | 3.95% | 3.33% | 3.09% | 3.24% |
Avg credit score | 749.17 | 775.59 | 754.86 | 758.88 | 758.03 | 749.79 | 755.19 | 751.26 | 750.41 |
Avg LTV (loan to value) | 78.46% | 80.18% | 83.65% | 83.58% | 83.59% | 81.97% | 82.00% | 82.90% | 84.61% |
Avg DTI (debt to income) | 36.78 | 35.66 | 33.73 | 34.22 | 34.89 | 33.78 | 33.50 | 34.15 | 33.26 |
% First time homebuyer | 26.32% | 28.11% | 29.06% | 28.65% | 18.99% | 24.13% | 22.83% | 25.78% | 25.45% |
Avg mortgage insurance % | 10.45% | 12.56% | 14.27% | 14.55% | 13.46% | 13.06% | 12.18% | 12.67% | 14.53% |
Best Mortgage Brokers around Rutland, South Dakota 57057
For those searching for a new home in Rutland, we have compiled a list of the top mortgage brokers located in and around Rutland, South Dakota 57057 to assist you with your search.
Name
Address
Contact
Gentry Finance
918 E Cherry St
Vermillion SD 57057
(605) 624-6737
Farmers State Bank
720 E Kevin Dr
Tea SD 57057
(605) 498-3683
http://farmersstatebanksd.com
American Loan Center
116 E 1st St
Tea SD 57057
(605) 498-2274
Gentry Finance
1026 N Minnesota Ave
Sioux Falls SD 57057
(605) 331-5118
info@bbbinc.org
Wells Fargo Home Mortgage
101 N Phillips Ave
Sioux Falls SD 57057
(605) 575-5666
http://www.wellsfargo.com/mortgage/
Address
918 E Cherry St
Vermillion SD
Contact
(605) 624-6737
Address
720 E Kevin Dr
Tea SD
Contact
(605) 498-3683
http://farmersstatebanksd.com
Address
116 E 1st St
Tea SD
Contact
(605) 498-2274