Compare Today’s Mortgage Rates in Sturgis, South Dakota 57785
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sturgis, South Dakota 57785.
Our search engine thoroughly explores all home mortgage options in Sturgis, South Dakota 57785, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,044 in lifetime cash or $14 per month in Sturgis and other areas of Meade county.
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Summary of Average Mortgages in Sturgis, South Dakota 57785
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sturgis, South Dakota 57785
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sturgis, SD 57785. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sturgis, South Dakota 57785 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sturgis, South Dakota and around Meade county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.00% | 82.30% | 86.79% | 84.29% | 76.09% | 82.76% | 70.73% | 90.63% | 82.61% |
avg mortgage rate | 6.49% | 4.69% | 2.88% | 3.09% | 4.29% | 4.65% | 4.13% | 3.86% | 4.04% |
% 15 year fixed mortgage | 4.00% | 14.16% | 8.49% | 11.43% | 15.22% | 13.79% | 24.39% | 3.13% | 10.87% |
avg mortgage rate | 6.38% | 3.69% | 2.22% | 2.81% | 3.71% | 4.12% | 3.45% | 2.75% | 3.40% |
Avg credit score | 741.80 | 754.50 | 752.32 | 890.81 | 753.22 | 742.50 | 755.29 | 744.47 | 753.50 |
Avg LTV (loan to value) | 83.48% | 83.54% | 84.39% | 85.56% | 80.63% | 81.72% | 81.17% | 85.03% | 81.22% |
Avg DTI (debt to income) | 37.88 | 33.64 | 33.76 | 31.19 | 34.59 | 33.97 | 32.12 | 31.47 | 31.00 |
% First time homebuyer | 24.00% | 37.17% | 32.08% | 45.71% | 19.57% | 25.86% | 21.95% | 25.00% | 23.91% |
Avg mortgage insurance % | 15.96% | 14.52% | 14.37% | 15.80% | 10.28% | 13.84% | 10.34% | 17.16% | 8.41% |
Best Mortgage Brokers around Sturgis, South Dakota 57785
For those searching for a new home in Sturgis, we have compiled a list of the top mortgage brokers located in and around Sturgis, South Dakota 57785 to assist you with your search.
Name
Address
Contact
Gentry Credit
2640 Lazelle St
Sturgis SD 57785
(605) 720-1003
Direct Check
2709 Lazelle St
Sturgis SD 57785
(605) 347-5153
http://www.direct-check.com
Address
2640 Lazelle St
Sturgis SD
Contact
(605) 720-1003
Address
2709 Lazelle St
Sturgis SD
Contact
(605) 347-5153
http://www.direct-check.com