Compare Today’s Mortgage Rates in Athens, Tennessee 37371
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Athens, Tennessee 37371.
Our search engine thoroughly explores all home mortgage options in Athens, Tennessee 37371, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $13,701 in lifetime cash or $38 per month in Athens and other areas of Mcminn county.
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Summary of Average Mortgages in Athens, Tennessee 37371
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Athens, Tennessee 37371
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Athens, TN 37371. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Athens, Tennessee 37371 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Athens, Tennessee and around Mcminn county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.96% | 94.87% | 94.71% | 93.49% | 90.98% | 90.37% | 89.04% | 88.81% | 86.47% |
avg mortgage rate | 6.33% | 4.57% | 3.02% | 3.37% | 4.39% | 4.62% | 4.20% | 3.92% | 4.07% |
% 15 year fixed mortgage | 2.20% | 4.13% | 4.05% | 5.11% | 6.51% | 7.77% | 8.16% | 8.75% | 10.70% |
avg mortgage rate | 5.52% | 3.85% | 2.39% | 2.91% | 3.82% | 4.03% | 3.37% | 3.16% | 3.29% |
Avg credit score | 751.78 | 754.17 | 754.80 | 758.80 | 753.65 | 766.90 | 751.26 | 757.56 | 754.19 |
Avg LTV (loan to value) | 77.91% | 78.74% | 81.38% | 81.57% | 80.27% | 78.36% | 78.97% | 80.40% | 79.19% |
Avg DTI (debt to income) | 38.32 | 36.56 | 34.47 | 35.00 | 35.47 | 35.16 | 34.05 | 33.62 | 32.83 |
% First time homebuyer | 37.08% | 33.80% | 31.67% | 32.05% | 31.21% | 24.78% | 24.83% | 25.16% | 27.38% |
Avg mortgage insurance % | 12.08% | 11.49% | 12.90% | 13.00% | 11.82% | 9.97% | 10.01% | 11.05% | 9.45% |
Best Mortgage Brokers around Athens, Tennessee 37371
For those searching for a new home in Athens, we have compiled a list of the top mortgage brokers located in and around Athens, Tennessee 37371 to assist you with your search.
Name
Address
Contact
Athens Financial Solutions
506 Maple St
Athens TN 37371
(423) 744-7305
Covington Credit
315 Decatur Pike
Athens TN 37371
(423) 744-9199
Farm Credit Mid-America
812 Congress Pkwy N
Athens TN 37371
(423) 745-1683
https://e-farmcredit.com/
Regency Finance Co.
2320 Congress Pkwy S
Athens TN 37371
(423) 744-5850
http://regencyfinance.com
Greenbank Mortgages
1305 Decatur Pike
Athens TN 37371
(423) 507-1573
Address
506 Maple St
Athens TN
Contact
(423) 744-7305
Address
315 Decatur Pike
Athens TN
Contact
(423) 744-9199
Address
812 Congress Pkwy N
Athens TN
Contact
(423) 745-1683
https://e-farmcredit.com/