Compare Today’s Mortgage Rates for Chattanooga, Tennessee
Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chattanooga, Tennessee 37424. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $8,386 or $23 / month in Chattanooga and other areas of Hamilton county.
Our search engine explores all home mortgage options in Chattanooga, Tennessee 37424, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Chattanooga, Tennessee 37424
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Chattanooga, TN
To forecast and predict mortgage rates in Chattanooga, TN 37424, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Chattanooga, Tennessee 37424 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Chattanooga, Tennessee and around Hamilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 87.86% | 82.71% | 83.09% | 83.95% | 86.81% | 85.92% | 88.43% | 87.80% |
| avg mortgage rate | 4.89% | 4.62% | 3.87% | 3.95% | 4.42% | 4.07% | 3.91% | 4.12% |
| % 15 year fixed mortgage | 9.42% | 13.37% | 13.54% | 13.15% | 10.95% | 10.99% | 8.91% | 9.31% |
| avg mortgage rate | 4.25% | 3.87% | 3.18% | 3.15% | 3.47% | 3.28% | 3.15% | 3.25% |
| Avg credit score | 762.28 | 766.18 | 762.44 | 758.28 | 754.81 | 754.93 | 751.50 | 752.54 |
| Avg LTV (loan to value) | 74.40% | 75.76% | 78.92% | 79.03% | 80.39% | 79.22% | 80.22% | 79.27% |
| Avg DTI (debt to income) | 32.28 | 31.65 | 31.70 | 32.10 | 32.66 | 32.76 | 33.55 | 33.84 |
| % First time homebuyer | 24.72% | 25.06% | 23.93% | 27.44% | 28.02% | 27.51% | 25.06% | 25.23% |
| Avg mortgage insurance % | 3.34% | 5.22% | 7.95% | 8.93% | 10.51% | 9.65% | 11.07% | 10.36% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Chattanooga, Tennessee 37424
If you’re looking to buy a new home in Chattanooga, we have compiled a list of the leading mortgage brokers around Chattanooga, Tennessee 37424 to help you with your search.
Name
Address
Contact
Mortgage Assurance
1391 Holmes St
Chattanooga TN 37424
(423) 266-8730
First Choice Cash Loans
2800 Rossville Blvd
Chattanooga TN 37424
(423) 698-2244
Ezmoney Loan Services
3601 Rossville Blvd
Chattanooga TN 37424
(423) 867-5028
https://www.ezmoneypaydayloans.com/
TitleMax Title Loans
4720 Rossville Blvd
Chattanooga TN 37424
(423) 867-8099
webinquiries@titlemax.com
All Fund Mortgage
4330 Ringgold Rd
Chattanooga TN 37424
(423) 698-4054
Address
1391 Holmes St
Chattanooga TN
Contact
(423) 266-8730
Address
2800 Rossville Blvd
Chattanooga TN
Contact
(423) 698-2244
Address
3601 Rossville Blvd
Chattanooga TN
Contact
(423) 867-5028
https://www.ezmoneypaydayloans.com/