Compare Today’s Mortgage Rates for Chattanooga, Tennessee

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Chattanooga, Tennessee 37424. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $7,254 or $20 / month in Chattanooga and other areas of Hamilton county.

Our search engine explores all home mortgage options in Chattanooga, Tennessee 37424, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Chattanooga, Tennessee 37424

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Chattanooga, TN

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Chattanooga, TN 37424, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Chattanooga, TN

Historical Mortgage Rates for Chattanooga, Tennessee 37424 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Chattanooga, Tennessee and around Hamilton county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 87.86% 82.71% 83.09% 83.95% 86.81% 85.92% 88.43% 87.80%
avg mortgage rate 4.89% 4.62% 3.87% 3.95% 4.42% 4.07% 3.91% 4.12%
% 15 year fixed mortgage 9.42% 13.37% 13.54% 13.15% 10.95% 10.99% 8.91% 9.31%
avg mortgage rate 4.25% 3.87% 3.18% 3.15% 3.47% 3.28% 3.15% 3.25%
Avg credit score 762.28 766.18 762.44 758.28 754.81 754.93 751.50 752.54
Avg LTV (loan to value) 74.40% 75.76% 78.92% 79.03% 80.39% 79.22% 80.22% 79.27%
Avg DTI (debt to income) 32.28 31.65 31.70 32.10 32.66 32.76 33.55 33.84
% First time homebuyer 24.72% 25.06% 23.93% 27.44% 28.02% 27.51% 25.06% 25.23%
Avg mortgage insurance % 3.34% 5.22% 7.95% 8.93% 10.51% 9.65% 11.07% 10.36%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Chattanooga, Tennessee 37424

If you’re looking to buy a new home in Chattanooga, we have compiled a list of the leading mortgage brokers around Chattanooga, Tennessee 37424 to help you with your search.

Name
Address
Contact

Heights Finance Corporation

5811 Lee Hwy

Chattanooga TN 37424

(423) 894-4010

http://heightsfinance.com

Wells Fargo Financial

5959 Shallowford Rd

Chattanooga TN 37424

(423) 892-6844

http://www.wellsfargofinancialbank.com

American Trust Mortgage

7010 Lee Hwy

Chattanooga TN 37424

(423) 698-1890

http://www.mymtg.net

TJC Mortgage

7506 E Brainerd Rd

Chattanooga TN 37424

(423) 805-9100

http://www.8059100.com

Caliber Home Loans - Brian Kniegge

6116 Shallowford Rd

Chattanooga TN 37424

(423) 825-9739

http://chattanoogamortgageagents.com

Address

5811 Lee Hwy

Chattanooga TN

Contact

(423) 894-4010

http://heightsfinance.com

Address

5959 Shallowford Rd

Chattanooga TN

Contact

(423) 892-6844

http://www.wellsfargofinancialbank.com

Address

7010 Lee Hwy

Chattanooga TN

Contact

(423) 698-1890

http://www.mymtg.net

News on Mortgages and Reverse Mortgages for Chattanooga, Tennessee 37424