Compare Today’s Mortgage Rates in Philadelphia, Tennessee 37846
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Philadelphia, Tennessee 37846.
Our search engine thoroughly explores all home mortgage options in Philadelphia, Tennessee 37846, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,897 in lifetime cash or $16 per month in Philadelphia and other areas of Loudon county.
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Summary of Average Mortgages in Philadelphia, Tennessee 37846
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Philadelphia, Tennessee 37846
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Philadelphia, TN 37846. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Philadelphia, Tennessee 37846 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Philadelphia, Tennessee and around Loudon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 96.96% | 94.87% | 94.71% | 93.49% | 90.98% | 90.37% | 89.04% | 88.81% | 86.47% |
| avg mortgage rate | 6.33% | 4.57% | 3.02% | 3.37% | 4.39% | 4.62% | 4.20% | 3.92% | 4.07% |
| % 15 year fixed mortgage | 2.20% | 4.13% | 4.05% | 5.11% | 6.51% | 7.77% | 8.16% | 8.75% | 10.70% |
| avg mortgage rate | 5.52% | 3.85% | 2.39% | 2.91% | 3.82% | 4.03% | 3.37% | 3.16% | 3.29% |
| Avg credit score | 751.78 | 754.17 | 754.80 | 758.80 | 753.65 | 766.90 | 751.26 | 757.56 | 754.19 |
| Avg LTV (loan to value) | 77.91% | 78.74% | 81.38% | 81.57% | 80.27% | 78.36% | 78.97% | 80.40% | 79.19% |
| Avg DTI (debt to income) | 38.32 | 36.56 | 34.47 | 35.00 | 35.47 | 35.16 | 34.05 | 33.62 | 32.83 |
| % First time homebuyer | 37.08% | 33.80% | 31.67% | 32.05% | 31.21% | 24.78% | 24.83% | 25.16% | 27.38% |
| Avg mortgage insurance % | 12.08% | 11.49% | 12.90% | 13.00% | 11.82% | 9.97% | 10.01% | 11.05% | 9.45% |
Best Mortgage Brokers around Philadelphia, Tennessee 37846
For those searching for a new home in Philadelphia, we have compiled a list of the top mortgage brokers located in and around Philadelphia, Tennessee 37846 to assist you with your search.
Name
Address
Contact
Pioneer Credit Co.
123 E Main St
Rogersville TN 37846
(423) 272-2663
info@pioneercredit.net
3d Financial
114 N Gateway Ave
Rockwood TN 37846
(865) 245-8674
TitleMax Title Loans
116 S Illinois Ave
Oak Ridge TN 37846
(865) 483-2048
webinquiries@titlemax.com
OneMain Financial
1181 Oak Ridge Tpke
Oak Ridge TN 37846
(865) 482-2414
http://branches.onemainfinancial.com/tn/oak-ridge/1181-oak-ridge-turnpike.html
Mortgage Investors Group
113 Lafayette Dr
Oak Ridge TN 37846
(865) 482-8910
information@migonline.com
Address
123 E Main St
Rogersville TN
Contact
(423) 272-2663
info@pioneercredit.net
Address
114 N Gateway Ave
Rockwood TN
Contact
(865) 245-8674
Address
116 S Illinois Ave
Oak Ridge TN
Contact
(865) 483-2048
webinquiries@titlemax.com