Compare Today’s Mortgage Rates in Ridgely, Tennessee 38080
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ridgely, Tennessee 38080.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ridgely, Tennessee 38080. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,536 over the lifetime of your mortgage, which translates to a monthly savings of $21 in Ridgely and other areas of Lake county.
Summary of Average Mortgages in Ridgely, Tennessee 38080
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Interactive Mortgage Rate Projections for Ridgely, Tennessee 38080
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ridgely, TN 38080. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ridgely, Tennessee 38080 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ridgely, Tennessee and around Lake county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.46% | 93.32% | 91.22% | 91.21% | 83.87% | 86.54% | 85.86% | 86.95% | 85.38% |
avg mortgage rate | 6.37% | 4.60% | 2.95% | 3.27% | 4.37% | 4.61% | 4.19% | 3.96% | 4.10% |
% 15 year fixed mortgage | 5.61% | 5.19% | 6.96% | 7.31% | 12.72% | 11.20% | 10.75% | 11.33% | 11.49% |
avg mortgage rate | 5.63% | 3.77% | 2.41% | 2.82% | 3.87% | 4.01% | 3.33% | 3.14% | 3.27% |
Avg credit score | 750.21 | 763.99 | 753.85 | 761.63 | 753.26 | 753.83 | 750.50 | 750.46 | 751.43 |
Avg LTV (loan to value) | 78.23% | 80.84% | 82.06% | 83.83% | 82.10% | 82.09% | 81.95% | 82.52% | 82.77% |
Avg DTI (debt to income) | 37.03 | 35.15 | 33.01 | 33.39 | 34.36 | 34.25 | 33.89 | 32.92 | 32.60 |
% First time homebuyer | 34.89% | 34.42% | 31.95% | 31.55% | 28.65% | 25.39% | 24.67% | 20.57% | 24.67% |
Avg mortgage insurance % | 11.46% | 12.21% | 12.61% | 14.03% | 12.84% | 11.85% | 11.98% | 12.24% | 12.37% |
Best Mortgage Brokers around Ridgely, Tennessee 38080
For those searching for a new home in Ridgely, we have compiled a list of the top mortgage brokers located in and around Ridgely, Tennessee 38080 to assist you with your search.
Home Lenders Express
3993 Lamar Ave
Memphis TN 38080
(901) 590-2575
Ace Cash Express
5169 Winchester Rd
Memphis TN 38080
(901) 795-6072
customerservice@acecashexpress.com
Ace Cash Express
3109 S Perkins Rd
Memphis TN 38080
(901) 794-2363
customerservice@acecashexpress.com
National Mortgage Acceptance Services
4821 American Way
Memphis TN 38080
(901) 794-6064
Ace Cash Express
4085 American Way
Memphis TN 38080
(901) 795-5148
customerservice@acecashexpress.com
Address
3993 Lamar Ave
Memphis TN
Contact
(901) 590-2575
Address
5169 Winchester Rd
Memphis TN
Contact
(901) 795-6072
customerservice@acecashexpress.com
Address
3109 S Perkins Rd
Memphis TN
Contact
(901) 794-2363
customerservice@acecashexpress.com