Compare Today’s Mortgage Rates in Austin, Texas 78709
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Austin, Texas 78709.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $15,076 over the lifetime of your 30-year fixed loan, or a monthly savings of $42 in Austin and other areas of Travis county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Austin, Texas 78709
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Austin, Texas 78709
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Austin, TX 78709. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Austin, Texas 78709 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Austin, Texas and around Travis county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Austin, Texas 78709
For those searching for a new home in Austin, we have compiled a list of the top mortgage brokers located in and around Austin, Texas 78709 to assist you with your search.
Name
Address
Contact
Balcones Mortgage & Financial Group
13706 N Highway 183
Austin TX 78709
(512) 335-5530
CMJ Lending
10932 Bexley Ln
Austin TX 78709
(512) 837-5000
Fortress Mortgage
4928 Bluestar Dr
Austin TX 78709
(512) 394-0046
Reverse Mortgage Group
12512 Alcanza Dr
Austin TX 78709
(512) 288-4100
http://www.myrmexpert.com/
Iowa Land Title Association
12304 Cascade Caverns Trl
Austin TX 78709
(512) 280-4800
Address
13706 N Highway 183
Austin TX
Contact
(512) 335-5530
Address
10932 Bexley Ln
Austin TX
Contact
(512) 837-5000
Address
4928 Bluestar Dr
Austin TX
Contact
(512) 394-0046