Compare Today’s Mortgage Rates for Austin, Texas

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Austin, Texas 78799. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $51,150 or $142 / month in Austin and surrounding areas of Travis county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Austin, Texas 78799.

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Summary of Average Mortgage Terms in Austin, Texas 78799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Austin, Texas 78799 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Austin, Texas and around Travis county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 93.37% 87.63% 89.85% 88.88% 89.88% 91.48% 91.49% 89.93%
avg mortgage rate 4.94% 4.66% 3.91% 4.00% 4.47% 4.10% 3.92% 4.13%
% 15 year fixed mortgage 5.52% 9.97% 8.84% 10.30% 8.96% 7.79% 7.18% 8.20%
avg mortgage rate 4.35% 3.93% 3.25% 3.11% 3.52% 3.29% 3.15% 3.28%
% 10 year fixed mortgage 0.14% 0.52% 0.16% 0.41% 0.07% 0.17% 0.29%
avg mortgage rate 4.25% 3.29% 4.13% 3.47% 3.25% 3.13% 3.38%
Avg credit score 760.49 760.65 758.26 754.93 746.51 749.92 746.16 749.02
Avg LTV (loan to value) 74.48% 76.63% 78.14% 79.04% 80.84% 80.57% 81.71% 81.20%
Avg Combined LTV (loan to value) 75.12% 77.01% 78.36% 79.41% 81.37% 81.08% 82.07% 81.45%
Avg DTI (debt to income) 35.60 33.83 35.19 34.67 34.80 35.43 36.25 36.18
% First time homebuyer 33.98% 33.33% 30.11% 33.68% 38.18% 38.67% 39.78% 34.53%
Avg mortgage insurance % 3.60% 5.69% 7.51% 8.63% 11.06% 11.28% 11.66% 11.16%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Austin, Texas 78799

If you’re looking to buy a new home in Austin, we have compiled a list of the leading mortgage brokers around Austin, Texas 78799 to help you with your search.

Name
Address
Contact

Ims Ny

9900 Spectrum Dr

Austin TX 78799

(512) 782-0228

Credit Shop

221 W 6th St

Austin TX 78799

(512) 615-0403

Gold Star Mortgage

815 Brazos St

Austin TX 78799

(512) 472-4442

Texas Association of Broadcasters

502 E 11th St

Austin TX 78799

(512) 322-9944

http://www.tab.org/

Payday Loans Austin

128 E 4th St

Austin TX 78799

(512) 501-2022

don@paydayloans-austin.com

Address

9900 Spectrum Dr

Austin TX

Contact

(512) 782-0228

Address

221 W 6th St

Austin TX

Contact

(512) 615-0403

Address

815 Brazos St

Austin TX

Contact

(512) 472-4442

News on Mortgages and Reverse Mortgages for Austin, Texas 78799