Compare Today’s Mortgage Rates for Austin, Texas

Pureloan searches mortgage lenders and major banks in Austin, Texas 78799 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $18,010 or $50 / month is expected in Austin and other areas of Travis county.

Pureloan’s search engine explores all home mortgage options in Austin, Texas 78799, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Austin, Texas 78799

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Austin, TX 78799, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Austin, Texas 78799 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Austin, Texas and around Travis county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 87.63% 89.85% 88.88% 89.88% 91.48% 91.49% 89.93%
avg mortgage rate 4.94% 4.66% 3.91% 4.00% 4.47% 4.10% 3.92% 4.13%
% 15 year fixed mortgage 5.52% 9.97% 8.84% 10.30% 8.96% 7.79% 7.18% 8.20%
avg mortgage rate 4.35% 3.93% 3.25% 3.11% 3.52% 3.29% 3.15% 3.28%
Avg credit score 760.49 760.65 758.26 754.93 746.51 749.92 746.16 749.02
Avg LTV (loan to value) 74.48% 76.63% 78.14% 79.04% 80.84% 80.57% 81.71% 81.20%
Avg DTI (debt to income) 35.60 33.83 35.19 34.67 34.80 35.43 36.25 36.18
% First time homebuyer 33.98% 33.33% 30.11% 33.68% 38.18% 38.67% 39.78% 34.53%
Avg mortgage insurance % 3.60% 5.69% 7.51% 8.63% 11.06% 11.28% 11.66% 11.16%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Austin, Texas 78799

If you’re looking to buy a new home in Austin, we have compiled a list of the leading mortgage brokers around Austin, Texas 78799 to help you with your search.

Name
Address
Contact

Ims Ny

9900 Spectrum Dr

Austin TX 78799

(512) 782-0228

Credit Shop

221 W 6th St

Austin TX 78799

(512) 615-0403

Gold Star Mortgage

815 Brazos St

Austin TX 78799

(512) 472-4442

Texas Association of Broadcasters

502 E 11th St

Austin TX 78799

(512) 322-9944

http://www.tab.org/

Payday Loans Austin

128 E 4th St

Austin TX 78799

(512) 501-2022

don@paydayloans-austin.com

Address

9900 Spectrum Dr

Austin TX

Contact

(512) 782-0228

Address

221 W 6th St

Austin TX

Contact

(512) 615-0403

Address

815 Brazos St

Austin TX

Contact

(512) 472-4442

News on Mortgages and Reverse Mortgages for Austin, Texas 78799