Compare Today’s Mortgage Rates in Bay City, Texas 77404
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Bay City, Texas 77404.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,200 over the lifetime of your 30-year fixed loan, or a monthly savings of $17 in Bay City and other areas of Matagorda county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Bay City, Texas 77404
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Bay City, Texas 77404
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Bay City, TX 77404. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Bay City, Texas 77404 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Bay City, Texas and around Matagorda county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.88% | 91.66% | 92.28% | 90.64% | 89.21% | 85.37% | 85.15% | 86.53% | 83.90% |
| avg mortgage rate | 6.42% | 4.55% | 3.00% | 3.40% | 4.41% | 4.66% | 4.26% | 3.96% | 4.15% |
| % 15 year fixed mortgage | 5.20% | 6.57% | 6.34% | 7.93% | 9.21% | 12.16% | 13.21% | 11.69% | 13.85% |
| avg mortgage rate | 5.74% | 3.71% | 2.40% | 2.96% | 3.77% | 4.01% | 3.47% | 3.22% | 3.37% |
| Avg credit score | 757.40 | 759.32 | 761.04 | 761.45 | 753.60 | 761.95 | 755.41 | 750.03 | 748.18 |
| Avg LTV (loan to value) | 82.32% | 83.32% | 83.47% | 83.19% | 82.84% | 79.35% | 80.51% | 81.49% | 81.05% |
| Avg DTI (debt to income) | 37.92 | 36.44 | 34.27 | 34.30 | 35.56 | 35.63 | 34.85 | 34.28 | 33.95 |
| % First time homebuyer | 52.46% | 51.09% | 52.36% | 54.16% | 50.81% | 42.82% | 45.26% | 47.13% | 46.84% |
| Avg mortgage insurance % | 13.90% | 13.65% | 13.41% | 12.91% | 12.46% | 8.78% | 9.35% | 10.78% | 10.07% |
Best Mortgage Brokers around Bay City, Texas 77404
For those searching for a new home in Bay City, we have compiled a list of the top mortgage brokers located in and around Bay City, Texas 77404 to assist you with your search.
Name
Address
Contact
Wells Fargo Home Mortgage
1801 7th St
Bay City TX 77404
(979) 241-3740
http://www.wellsfargo.com/mortgage/
Reliable Finance Co.
3414 Avenue F
Bay City TX 77404
(979) 245-1428
Bay City, TX Car Title Loans
2224 Avenue F
Bay City TX 77404
(979) 216-9078
http://baycity-cartitleloans.com
Care Cash Express
4206 7th St
Bay City TX 77404
(979) 244-4450
james@carecashexpress.com
Consolidated Finance Inc.
2809 7th St
Bay City TX 77404
(979) 244-5071
http://www.cfiloans.net
Address
1801 7th St
Bay City TX
Contact
(979) 241-3740
http://www.wellsfargo.com/mortgage/
Address
3414 Avenue F
Bay City TX
Contact
(979) 245-1428
Address
2224 Avenue F
Bay City TX
Contact
(979) 216-9078
http://baycity-cartitleloans.com