Compare Today’s Mortgage Rates in Breckenridge, Texas 76424
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Breckenridge, Texas 76424.
Our search engine thoroughly explores all home mortgage options in Breckenridge, Texas 76424, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,397 in lifetime cash or $9 per month in Breckenridge and other areas of Stephens county.
Summary of Average Mortgages in Breckenridge, Texas 76424
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Interactive Mortgage Rate Projections for Breckenridge, Texas 76424
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Breckenridge, TX 76424. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Breckenridge, Texas 76424 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Breckenridge, Texas and around Stephens county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 96.24% | 93.88% | 93.45% | 90.92% | 90.96% | 88.56% | 86.94% | 89.24% | 83.55% |
avg mortgage rate | 6.35% | 4.60% | 3.04% | 3.41% | 4.44% | 4.71% | 4.28% | 3.99% | 4.17% |
% 15 year fixed mortgage | 3.24% | 4.99% | 5.33% | 7.35% | 7.14% | 8.81% | 10.82% | 8.99% | 14.17% |
avg mortgage rate | 5.53% | 3.73% | 2.41% | 2.96% | 3.79% | 4.06% | 3.55% | 3.23% | 3.38% |
Avg credit score | 751.52 | 756.71 | 753.09 | 754.23 | 753.68 | 748.59 | 746.23 | 748.21 | 746.84 |
Avg LTV (loan to value) | 79.41% | 80.49% | 81.73% | 82.02% | 81.76% | 79.47% | 80.79% | 81.97% | 81.53% |
Avg DTI (debt to income) | 38.84 | 37.70 | 35.19 | 35.31 | 36.45 | 36.43 | 35.51 | 34.57 | 33.87 |
% First time homebuyer | 40.30% | 37.10% | 33.12% | 32.85% | 33.73% | 26.27% | 27.39% | 30.50% | 28.60% |
Avg mortgage insurance % | 12.03% | 12.35% | 12.30% | 12.58% | 12.49% | 9.76% | 10.56% | 11.98% | 11.28% |
Best Mortgage Brokers around Breckenridge, Texas 76424
For those searching for a new home in Breckenridge, we have compiled a list of the top mortgage brokers located in and around Breckenridge, Texas 76424 to assist you with your search.
Texas Car Title & Payday Loan Services
1100 W Walker St
Breckenridge TX 76424
(254) 559-9900
http://www.titleandpaydayloans.com
4 Star Loans
2202 US Highway 380
Bridgeport TX 76424
(940) 683-3030
Mortgage Division Affiliated Bank
1359 W South Loop
Stephenville TX 76424
(254) 918-2062
Stephenville, TX Car Title Loans
2127 W Washington St
Stephenville TX 76424
(254) 434-2550
Check 'n Go
2811 W Washington St
Stephenville TX 76424
(254) 918-2032
comments@checkngo.com
Address
1100 W Walker St
Breckenridge TX
Contact
(254) 559-9900
http://www.titleandpaydayloans.com
Address
2202 US Highway 380
Bridgeport TX
Contact
(940) 683-3030
Address
1359 W South Loop
Stephenville TX
Contact
(254) 918-2062