Compare Today’s Mortgage Rates in Garland, Texas 75041
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Garland, Texas 75041.
Our search engine thoroughly explores all home mortgage options in Garland, Texas 75041, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $8,288 in lifetime cash or $23 per month in Garland and other areas of Dallas county.
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Summary of Average Mortgages in Garland, Texas 75041
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Garland, Texas 75041
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Garland, TX 75041. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Garland, Texas 75041 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Garland, Texas and around Dallas county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Garland, Texas 75041
For those searching for a new home in Garland, we have compiled a list of the top mortgage brokers located in and around Garland, Texas 75041 to assist you with your search.
Name
Address
Contact
Place Realty & Mortgage Service
4417 Baccarat Dr
Garland TX 75041
(972) 203-1559
info@placerealty.com
Hometeam Mortgage
7030 N Shiloh Rd
Garland TX 75041
(972) 495-5419
Pham Loan
3210 Ridge Oak Dr
Garland TX 75041
(972) 495-5191
Ace Cash Express
4750 N Jupiter Rd
Garland TX 75041
(972) 495-6705
acepresident@acecashexpress.com
Banksource Mortgage
713 Gatewood Rd
Garland TX 75041
(972) 303-9200
Address
4417 Baccarat Dr
Garland TX
Contact
(972) 203-1559
info@placerealty.com
Address
7030 N Shiloh Rd
Garland TX
Contact
(972) 495-5419
Address
3210 Ridge Oak Dr
Garland TX
Contact
(972) 495-5191