Compare Today’s Mortgage Rates for Garland, Texas

Pureloan searches mortgage lenders and major banks in Garland, Texas 75049 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,473 or $21 / month is expected in Garland and other areas of Dallas county.

Pureloan’s search engine explores all home mortgage options in Garland, Texas 75049, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

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Summary of Average Mortgage Terms in Garland, Texas 75049

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Garland, TX 75049, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Garland, Texas 75049 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Garland, Texas and around Dallas county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.89% 80.98% 80.13% 79.93% 84.39% 83.41% 87.90% 86.50%
avg mortgage rate 4.92% 4.67% 3.90% 4.00% 4.47% 4.12% 3.93% 4.19%
% 15 year fixed mortgage 14.21% 16.67% 17.87% 18.56% 14.03% 14.65% 10.62% 11.88%
avg mortgage rate 4.34% 3.93% 3.26% 3.16% 3.50% 3.28% 3.16% 3.38%
Avg credit score 758.56 758.55 758.35 754.90 750.90 748.17 747.68 750.32
Avg LTV (loan to value) 77.44% 79.10% 80.73% 80.79% 81.34% 80.69% 80.76% 80.18%
Avg DTI (debt to income) 33.19 33.23 32.18 32.92 33.85 34.25 34.92 35.92
% First time homebuyer 37.24% 32.93% 31.13% 30.46% 34.43% 35.91% 35.29% 36.98%
Avg mortgage insurance % 4.86% 6.63% 9.75% 9.93% 10.35% 10.08% 10.20% 9.59%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Garland, Texas 75049

If you’re looking to buy a new home in Garland, we have compiled a list of the leading mortgage brokers around Garland, Texas 75049 to help you with your search.

Name
Address
Contact

Place Realty & Mortgage Service

4417 Baccarat Dr

Garland TX 75049

(972) 203-1559

info@placerealty.com

Hometeam Mortgage

7030 N Shiloh Rd

Garland TX 75049

(972) 495-5419

Pham Loan

3210 Ridge Oak Dr

Garland TX 75049

(972) 495-5191

Ace Cash Express

4750 N Jupiter Rd

Garland TX 75049

(972) 495-6705

acepresident@acecashexpress.com

Banksource Mortgage

713 Gatewood Rd

Garland TX 75049

(972) 303-9200

Address

4417 Baccarat Dr

Garland TX

Contact

(972) 203-1559

info@placerealty.com

Address

7030 N Shiloh Rd

Garland TX

Contact

(972) 495-5419

Address

3210 Ridge Oak Dr

Garland TX

Contact

(972) 495-5191

News on Mortgages and Reverse Mortgages for Garland, Texas 75049