Compare Today’s Mortgage Rates for Houston, Texas

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Houston, Texas 77299. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $2,421 or $7 / month in Houston and surrounding areas of Liberty county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Houston, Texas 77299.

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Summary of Average Mortgage Terms in Houston, Texas 77299

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Houston, TX 77299, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Houston, Texas 77299 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Houston, Texas and around Liberty county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.32% 82.79% 81.82% 82.02% 84.09% 85.54% 88.39% 87.19%
avg mortgage rate 4.99% 4.69% 3.92% 4.02% 4.48% 4.15% 3.94% 4.20%
% 15 year fixed mortgage 13.09% 14.41% 15.98% 16.31% 14.41% 12.45% 9.95% 11.64%
avg mortgage rate 4.38% 3.94% 3.28% 3.18% 3.57% 3.35% 3.21% 3.42%
Avg credit score 754.99 758.15 755.82 752.89 748.82 746.17 748.28 751.48
Avg LTV (loan to value) 75.75% 75.81% 78.28% 79.23% 80.04% 80.28% 80.47% 80.38%
Avg DTI (debt to income) 33.63 33.20 32.42 32.60 33.51 34.52 34.89 35.31
% First time homebuyer 43.90% 39.81% 39.02% 43.43% 45.28% 45.25% 45.68% 43.70%
Avg mortgage insurance % 4.35% 4.38% 6.97% 8.47% 9.04% 9.84% 10.32% 9.67%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Houston, Texas 77299

If you’re looking to buy a new home in Houston, we have compiled a list of the leading mortgage brokers around Houston, Texas 77299 to help you with your search.

Name
Address
Contact

Onetrust Home Loans

1335 W Gray St

Houston TX 77299

(832) 433-7569

Barclays Auto Credit Co.

7209 Rampart St

Houston TX 77299

(713) 777-1150

SW Tx Title Loans

12221 Alief Clodine Rd

Houston TX 77299

(832) 328-0700

New Century Mortgage

2 Riverway

Houston TX 77299

(713) 576-3500

century@centurymortgageinc.com

Preserve Ski Hickory

1218 Webster St

Houston TX 77299

(713) 289-6255

Address

1335 W Gray St

Houston TX

Contact

(832) 433-7569

Address

7209 Rampart St

Houston TX

Contact

(713) 777-1150

Address

12221 Alief Clodine Rd

Houston TX

Contact

(832) 328-0700

News on Mortgages and Reverse Mortgages for Houston, Texas 77299