Compare Today’s Mortgage Rates for Houston, Texas

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Houston, Texas 77045. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $3,022 or $8 / month in Houston and surrounding areas of Harris county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Houston, Texas 77045.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Houston, Texas 77045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Houston, TX

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Houston, TX 77045, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Houston, TX

Historical Mortgage Rates for Houston, Texas 77045 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Houston, Texas and around Harris county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.32% 82.79% 81.82% 82.02% 84.09% 85.54% 88.39% 87.19%
avg mortgage rate 4.99% 4.69% 3.92% 4.02% 4.48% 4.15% 3.94% 4.20%
% 15 year fixed mortgage 13.09% 14.41% 15.98% 16.31% 14.41% 12.45% 9.95% 11.64%
avg mortgage rate 4.38% 3.94% 3.28% 3.18% 3.57% 3.35% 3.21% 3.42%
Avg credit score 754.99 758.15 755.82 752.89 748.82 746.17 748.28 751.48
Avg LTV (loan to value) 75.75% 75.81% 78.28% 79.23% 80.04% 80.28% 80.47% 80.38%
Avg DTI (debt to income) 33.63 33.20 32.42 32.60 33.51 34.52 34.89 35.31
% First time homebuyer 43.90% 39.81% 39.02% 43.43% 45.28% 45.25% 45.68% 43.70%
Avg mortgage insurance % 4.35% 4.38% 6.97% 8.47% 9.04% 9.84% 10.32% 9.67%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Houston, Texas 77045

If you’re looking to buy a new home in Houston, we have compiled a list of the leading mortgage brokers around Houston, Texas 77045 to help you with your search.

Name
Address
Contact

Ace Cash Express

8420 S Sam Houston Pkwy W

Houston TX 77045

(713) 283-0795

customerservice@acecashexpress.com

C Rieves

3107 Long Bay Ct

Houston TX 77045

(281) 486-1536

Ace Cash Express

8670 Antoine Dr

Houston TX 77045

(281) 447-0414

http://www.acecashexpress.com/

Model Title Loans

8197 Antoine Dr

Houston TX 77045

(832) 617-7813

Check 'n Go

7700 W Montgomery Rd

Houston TX 77045

(713) 884-8155

http://www.checkngo.com/

Address

8420 S Sam Houston Pkwy W

Houston TX

Contact

(713) 283-0795

customerservice@acecashexpress.com

Address

3107 Long Bay Ct

Houston TX

Contact

(281) 486-1536

Address

8670 Antoine Dr

Houston TX

Contact

(281) 447-0414

http://www.acecashexpress.com/

News on Mortgages and Reverse Mortgages for Houston, Texas 77045