Compare Today’s Mortgage Rates in Katy, Texas 77494
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Katy, Texas 77494.
Our search engine thoroughly explores all home mortgage options in Katy, Texas 77494, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $10,034 in lifetime cash or $28 per month in Katy and other areas of Fort Bend county.
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Summary of Average Mortgages in Katy, Texas 77494
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Katy, Texas 77494
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Katy, TX 77494. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Katy, Texas 77494 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Katy, Texas and around Fort Bend county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.88% | 91.66% | 92.28% | 90.64% | 89.21% | 85.37% | 85.15% | 86.53% | 83.90% |
avg mortgage rate | 6.42% | 4.55% | 3.00% | 3.40% | 4.41% | 4.66% | 4.26% | 3.96% | 4.15% |
% 15 year fixed mortgage | 5.20% | 6.57% | 6.34% | 7.93% | 9.21% | 12.16% | 13.21% | 11.69% | 13.85% |
avg mortgage rate | 5.74% | 3.71% | 2.40% | 2.96% | 3.77% | 4.01% | 3.47% | 3.22% | 3.37% |
Avg credit score | 757.40 | 759.32 | 761.04 | 761.45 | 753.60 | 761.95 | 755.41 | 750.03 | 748.18 |
Avg LTV (loan to value) | 82.32% | 83.32% | 83.47% | 83.19% | 82.84% | 79.35% | 80.51% | 81.49% | 81.05% |
Avg DTI (debt to income) | 37.92 | 36.44 | 34.27 | 34.30 | 35.56 | 35.63 | 34.85 | 34.28 | 33.95 |
% First time homebuyer | 52.46% | 51.09% | 52.36% | 54.16% | 50.81% | 42.82% | 45.26% | 47.13% | 46.84% |
Avg mortgage insurance % | 13.90% | 13.65% | 13.41% | 12.91% | 12.46% | 8.78% | 9.35% | 10.78% | 10.07% |
Best Mortgage Brokers around Katy, Texas 77494
For those searching for a new home in Katy, we have compiled a list of the top mortgage brokers located in and around Katy, Texas 77494 to assist you with your search.
Name
Address
Contact
Edj Mortgage & Wealth Strategies
24411 Tucker House Ln
Katy TX 77494
(281) 347-3887
Rescom Mortgage
1002 Bluebonnet Ln
Katy TX 77494
(281) 391-2466
Pride Builders At Morton Creek Ranch
3002 Winchester Ranch Trl
Katy TX 77494
(713) 364-5708
info@pride-home.com
1st Citywide Financial Mrtg
2610 Desert Sage Dr
Katy TX 77494
(281) 493-1181
Sealy Residential Lending
22610 John Rolfe Ln
Katy TX 77494
(281) 347-3709
Address
24411 Tucker House Ln
Katy TX
Contact
(281) 347-3887
Address
1002 Bluebonnet Ln
Katy TX
Contact
(281) 391-2466
Address
3002 Winchester Ranch Trl
Katy TX
Contact
(713) 364-5708
info@pride-home.com