Compare Today’s Mortgage Rates in Kerens, Texas 75144
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Kerens, Texas 75144.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Kerens, Texas 75144. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,610 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Kerens and other areas of Navarro county.
Summary of Average Mortgages in Kerens, Texas 75144
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Interactive Mortgage Rate Projections for Kerens, Texas 75144
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kerens, TX 75144. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kerens, Texas 75144 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kerens, Texas and around Navarro county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
| avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
| % 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
| avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
| Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
| Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
| Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
| % First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
| Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Kerens, Texas 75144
For those searching for a new home in Kerens, we have compiled a list of the top mortgage brokers located in and around Kerens, Texas 75144 to assist you with your search.
Cash Time Texas
1830 Range Dr
Mesquite TX 75144
(972) 329-2929
http://www.cashtimetexas.com
Progressive Service Center
355 Grand Junction Blvd
Mesquite TX 75144
(214) 624-9470
http://www.progressive.com/claims/concierge-locations/
Ace Cash Express
500 N Galloway Ave
Mesquite TX 75144
(972) 289-1201
customerservice@acecashexpress.com
Texas Car Title & Payday Loan Services
625 Pioneer Rd
Mesquite TX 75144
(972) 290-3700
http://www.texas514cash.com/
Ace Cash Express
1704 Military Pkwy
Mesquite TX 75144
(972) 329-2275
customerservice@acecashexpress.com
Address
1830 Range Dr
Mesquite TX
Contact
(972) 329-2929
http://www.cashtimetexas.com
Address
355 Grand Junction Blvd
Mesquite TX
Contact
(214) 624-9470
http://www.progressive.com/claims/concierge-locations/
Address
500 N Galloway Ave
Mesquite TX
Contact
(972) 289-1201
customerservice@acecashexpress.com