Compare Today’s Mortgage Rates in Kerrville, Texas 78028
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Kerrville, Texas 78028.
Our search engine thoroughly explores all home mortgage options in Kerrville, Texas 78028, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $9,077 in lifetime cash or $25 per month in Kerrville and other areas of Kerr county.
Summary of Average Mortgages in Kerrville, Texas 78028
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Interactive Mortgage Rate Projections for Kerrville, Texas 78028
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Kerrville, TX 78028. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Kerrville, Texas 78028 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Kerrville, Texas and around Kerr county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.40% | 92.87% | 92.28% | 91.52% | 90.83% | 89.33% | 87.87% | 89.25% | 88.91% |
avg mortgage rate | 6.41% | 4.55% | 3.02% | 3.37% | 4.41% | 4.66% | 4.23% | 3.96% | 4.13% |
% 15 year fixed mortgage | 5.34% | 5.19% | 6.57% | 6.46% | 7.53% | 8.68% | 10.29% | 9.57% | 9.98% |
avg mortgage rate | 5.26% | 3.48% | 2.44% | 2.97% | 3.90% | 3.99% | 3.37% | 3.25% | 3.36% |
Avg credit score | 774.56 | 752.92 | 759.42 | 762.47 | 749.58 | 748.61 | 749.39 | 743.22 | 746.86 |
Avg LTV (loan to value) | 78.25% | 79.98% | 81.11% | 82.06% | 80.76% | 80.82% | 80.88% | 82.03% | 81.32% |
Avg DTI (debt to income) | 38.10 | 36.41 | 34.69 | 35.38 | 36.17 | 36.08 | 35.29 | 35.53 | 34.15 |
% First time homebuyer | 34.10% | 31.29% | 29.18% | 29.18% | 28.67% | 27.30% | 23.41% | 29.62% | 27.42% |
Avg mortgage insurance % | 11.34% | 11.89% | 12.55% | 13.17% | 12.90% | 12.04% | 11.26% | 11.54% | 11.57% |
Best Mortgage Brokers around Kerrville, Texas 78028
For those searching for a new home in Kerrville, we have compiled a list of the top mortgage brokers located in and around Kerrville, Texas 78028 to assist you with your search.
Texas Heritage Mortgage
1700 Sidney Baker St
Kerrville TX 78028
(830) 895-1950
http://www.txhmc.com
Prestamos Del Rey
901 Sidney Baker St
Kerrville TX 78028
(830) 792-0750
Old Republic Capital
1220 Bandera Hwy
Kerrville TX 78028
(830) 896-9111
http://oldrepublicholdings.com
Star Loans
901 Sidney Baker St
Kerrville TX 78028
(830) 792-0750
http://starloans.net
Western Finance Service
204 Cully Dr
Kerrville TX 78028
(830) 792-2161
http://www.westernshamrock.com
Address
1700 Sidney Baker St
Kerrville TX
Contact
(830) 895-1950
http://www.txhmc.com
Address
901 Sidney Baker St
Kerrville TX
Contact
(830) 792-0750
Address
1220 Bandera Hwy
Kerrville TX
Contact
(830) 896-9111
http://oldrepublicholdings.com