Compare Today’s Mortgage Rates for Laredo, Texas
Pureloan searches mortgage lenders and major banks in Laredo, Texas 78045 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $2,834 or $8 / month is expected in Laredo and other areas of Webb county.
Pureloan’s search engine explores all home mortgage options in Laredo, Texas 78045, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.
Summary of Average Mortgage Terms in Laredo, Texas 78045
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APR
Expected Savings
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Total Closing Costs
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Interactive Mortgage Rate Projections for Laredo, TX
To forecast and predict mortgage rates in Laredo, TX 78045, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Laredo, Texas 78045 from 2013 - 2020
We have compiled mortgage rate charts for home loans in Laredo, Texas and around Webb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 87.63% | 89.85% | 88.88% | 89.88% | 91.48% | 91.49% | 89.93% |
| avg mortgage rate | 4.94% | 4.66% | 3.91% | 4.00% | 4.47% | 4.10% | 3.92% | 4.13% |
| % 15 year fixed mortgage | 5.52% | 9.97% | 8.84% | 10.30% | 8.96% | 7.79% | 7.18% | 8.20% |
| avg mortgage rate | 4.35% | 3.93% | 3.25% | 3.11% | 3.52% | 3.29% | 3.15% | 3.28% |
| Avg credit score | 760.49 | 760.65 | 758.26 | 754.93 | 746.51 | 749.92 | 746.16 | 749.02 |
| Avg LTV (loan to value) | 74.48% | 76.63% | 78.14% | 79.04% | 80.84% | 80.57% | 81.71% | 81.20% |
| Avg DTI (debt to income) | 35.60 | 33.83 | 35.19 | 34.67 | 34.80 | 35.43 | 36.25 | 36.18 |
| % First time homebuyer | 33.98% | 33.33% | 30.11% | 33.68% | 38.18% | 38.67% | 39.78% | 34.53% |
| Avg mortgage insurance % | 3.60% | 5.69% | 7.51% | 8.63% | 11.06% | 11.28% | 11.66% | 11.16% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Laredo, Texas 78045
If you’re looking to buy a new home in Laredo, we have compiled a list of the leading mortgage brokers around Laredo, Texas 78045 to help you with your search.
Name
Address
Contact
Pronto Car Credit
2106 S Meadow St
Laredo TX 78045
(956) 791-3227
Western Finance Tld
666 Prada Machin Dr
Laredo TX 78045
(956) 796-1885
Estas Villa
103 Robles Ln
Laredo TX 78045
(956) 729-9694
Ace Cash Express
2905 S Zapata Hwy
Laredo TX 78045
(956) 717-3677
customerservice@acecashexpress.com
EZMONEY Loan Services
2301 S Zapata Hwy
Laredo TX 78045
(956) 523-0622
usfsmarketing@ezcorp.com
Address
2106 S Meadow St
Laredo TX
Contact
(956) 791-3227
Address
666 Prada Machin Dr
Laredo TX
Contact
(956) 796-1885
Address
103 Robles Ln
Laredo TX
Contact
(956) 729-9694