Compare Today’s Mortgage Rates for Laredo, Texas

Pureloan searches mortgage lenders and major banks in Laredo, Texas 78045 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,413 or $21 / month is expected in Laredo and other areas of Webb county.

Pureloan’s search engine explores all home mortgage options in Laredo, Texas 78045, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Laredo, Texas 78045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Laredo, TX

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Laredo, TX 78045, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Laredo, TX

Historical Mortgage Rates for Laredo, Texas 78045 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Laredo, Texas and around Webb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 93.37% 87.63% 89.85% 88.88% 89.88% 91.48% 91.49% 89.93%
avg mortgage rate 4.94% 4.66% 3.91% 4.00% 4.47% 4.10% 3.92% 4.13%
% 15 year fixed mortgage 5.52% 9.97% 8.84% 10.30% 8.96% 7.79% 7.18% 8.20%
avg mortgage rate 4.35% 3.93% 3.25% 3.11% 3.52% 3.29% 3.15% 3.28%
Avg credit score 760.49 760.65 758.26 754.93 746.51 749.92 746.16 749.02
Avg LTV (loan to value) 74.48% 76.63% 78.14% 79.04% 80.84% 80.57% 81.71% 81.20%
Avg DTI (debt to income) 35.60 33.83 35.19 34.67 34.80 35.43 36.25 36.18
% First time homebuyer 33.98% 33.33% 30.11% 33.68% 38.18% 38.67% 39.78% 34.53%
Avg mortgage insurance % 3.60% 5.69% 7.51% 8.63% 11.06% 11.28% 11.66% 11.16%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Laredo, Texas 78045

If you’re looking to buy a new home in Laredo, we have compiled a list of the leading mortgage brokers around Laredo, Texas 78045 to help you with your search.

Name
Address
Contact

Pronto Car Credit

2106 S Meadow St

Laredo TX 78045

(956) 791-3227

Western Finance Tld

666 Prada Machin Dr

Laredo TX 78045

(956) 796-1885

Estas Villa

103 Robles Ln

Laredo TX 78045

(956) 729-9694

Ace Cash Express

2905 S Zapata Hwy

Laredo TX 78045

(956) 717-3677

customerservice@acecashexpress.com

EZMONEY Loan Services

2301 S Zapata Hwy

Laredo TX 78045

(956) 523-0622

usfsmarketing@ezcorp.com

Address

2106 S Meadow St

Laredo TX

Contact

(956) 791-3227

Address

666 Prada Machin Dr

Laredo TX

Contact

(956) 796-1885

Address

103 Robles Ln

Laredo TX

Contact

(956) 729-9694

News on Mortgages and Reverse Mortgages for Laredo, Texas 78045