Compare Today’s Mortgage Rates for Laredo, Texas
Pureloan searches all major banks and mortgage lenders for the best home loan rates in Laredo, Texas 78049. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $23,944 or $67 / month in Laredo and surrounding areas of Webb county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laredo, Texas 78049.
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Summary of Average Mortgage Terms in Laredo, Texas 78049
Rate
APR
Expected Savings
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Total Closing Costs
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Historical Mortgage Rates for Laredo, Texas 78049 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Laredo, Texas and around Webb county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 87.63% | 89.85% | 88.88% | 89.88% | 91.48% | 91.49% | 89.93% |
| avg mortgage rate | 4.94% | 4.66% | 3.91% | 4.00% | 4.47% | 4.10% | 3.92% | 4.13% |
| % 15 year fixed mortgage | 5.52% | 9.97% | 8.84% | 10.30% | 8.96% | 7.79% | 7.18% | 8.20% |
| avg mortgage rate | 4.35% | 3.93% | 3.25% | 3.11% | 3.52% | 3.29% | 3.15% | 3.28% |
| % 10 year fixed mortgage | 0.14% | 0.52% | 0.16% | 0.41% | 0.07% | 0.17% | 0.29% | |
| avg mortgage rate | 4.25% | 3.29% | 4.13% | 3.47% | 3.25% | 3.13% | 3.38% | |
| Avg credit score | 760.49 | 760.65 | 758.26 | 754.93 | 746.51 | 749.92 | 746.16 | 749.02 |
| Avg LTV (loan to value) | 74.48% | 76.63% | 78.14% | 79.04% | 80.84% | 80.57% | 81.71% | 81.20% |
| Avg Combined LTV (loan to value) | 75.12% | 77.01% | 78.36% | 79.41% | 81.37% | 81.08% | 82.07% | 81.45% |
| Avg DTI (debt to income) | 35.60 | 33.83 | 35.19 | 34.67 | 34.80 | 35.43 | 36.25 | 36.18 |
| % First time homebuyer | 33.98% | 33.33% | 30.11% | 33.68% | 38.18% | 38.67% | 39.78% | 34.53% |
| Avg mortgage insurance % | 3.60% | 5.69% | 7.51% | 8.63% | 11.06% | 11.28% | 11.66% | 11.16% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Laredo, Texas 78049
If you’re looking to buy a new home in Laredo, we have compiled a list of the leading mortgage brokers around Laredo, Texas 78049 to help you with your search.
Name
Address
Contact
Pronto Car Credit
2106 S Meadow St
Laredo TX 78049
(956) 791-3227
Western Finance Tld
666 Prada Machin Dr
Laredo TX 78049
(956) 796-1885
Estas Villa
103 Robles Ln
Laredo TX 78049
(956) 729-9694
Ace Cash Express
2905 S Zapata Hwy
Laredo TX 78049
(956) 717-3677
customerservice@acecashexpress.com
EZMONEY Loan Services
2301 S Zapata Hwy
Laredo TX 78049
(956) 523-0622
usfsmarketing@ezcorp.com
Address
2106 S Meadow St
Laredo TX
Contact
(956) 791-3227
Address
666 Prada Machin Dr
Laredo TX
Contact
(956) 796-1885
Address
103 Robles Ln
Laredo TX
Contact
(956) 729-9694