Compare Today’s Mortgage Rates for Laredo, Texas
Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Laredo, Texas 78049. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $6,181 or $17 / month in Laredo and surrounding areas of Atascosa county.
Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Laredo, Texas 78049.
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Summary of Average Mortgage Terms in Laredo, Texas 78049
Rate
APR
Expected Savings
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Total Closing Costs
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Interactive and Personalized Mortage Rates Analysis
To forecast and predict mortgage rates in Laredo, TX 78049, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.
Historical Mortgage Rates for Laredo, Texas 78049 from 2012 - 2019
We have compiled mortgage rate charts for home loans in Laredo, Texas and around Atascosa county to help you understand trends for your home purchase process. This data is produced from actual closed loans.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.37% | 87.63% | 89.85% | 88.88% | 89.88% | 91.48% | 91.49% | 89.93% |
| avg mortgage rate | 4.94% | 4.66% | 3.91% | 4.00% | 4.47% | 4.10% | 3.92% | 4.13% |
| % 15 year fixed mortgage | 5.52% | 9.97% | 8.84% | 10.30% | 8.96% | 7.79% | 7.18% | 8.20% |
| avg mortgage rate | 4.35% | 3.93% | 3.25% | 3.11% | 3.52% | 3.29% | 3.15% | 3.28% |
| Avg credit score | 760.49 | 760.65 | 758.26 | 754.93 | 746.51 | 749.92 | 746.16 | 749.02 |
| Avg LTV (loan to value) | 74.48% | 76.63% | 78.14% | 79.04% | 80.84% | 80.57% | 81.71% | 81.20% |
| Avg DTI (debt to income) | 35.60 | 33.83 | 35.19 | 34.67 | 34.80 | 35.43 | 36.25 | 36.18 |
| % First time homebuyer | 33.98% | 33.33% | 30.11% | 33.68% | 38.18% | 38.67% | 39.78% | 34.53% |
| Avg mortgage insurance % | 3.60% | 5.69% | 7.51% | 8.63% | 11.06% | 11.28% | 11.66% | 11.16% |
Data produced from the Financial Report of the US Government
Best Mortgage Brokers Around Laredo, Texas 78049
If you’re looking to buy a new home in Laredo, we have compiled a list of the leading mortgage brokers around Laredo, Texas 78049 to help you with your search.
Name
Address
Contact
Pronto Car Credit
2106 S Meadow St
Laredo TX 78049
(956) 791-3227
Western Finance Tld
666 Prada Machin Dr
Laredo TX 78049
(956) 796-1885
Estas Villa
103 Robles Ln
Laredo TX 78049
(956) 729-9694
Ace Cash Express
2905 S Zapata Hwy
Laredo TX 78049
(956) 717-3677
customerservice@acecashexpress.com
EZMONEY Loan Services
2301 S Zapata Hwy
Laredo TX 78049
(956) 523-0622
usfsmarketing@ezcorp.com
Address
2106 S Meadow St
Laredo TX
Contact
(956) 791-3227
Address
666 Prada Machin Dr
Laredo TX
Contact
(956) 796-1885
Address
103 Robles Ln
Laredo TX
Contact
(956) 729-9694