Compare Today’s Mortgage Rates for Melissa, Texas

Pureloan searches mortgage lenders and major banks in Melissa, Texas 75454 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $10,303 or $29 / month is expected in Melissa and other areas of Collin county.

Pureloan’s search engine explores all home mortgage options in Melissa, Texas 75454, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Melissa, Texas 75454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Melissa, TX 75454, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Melissa, Texas 75454 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Melissa, Texas and around Collin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.89% 80.98% 80.13% 79.93% 84.39% 83.41% 87.90% 86.50%
avg mortgage rate 4.92% 4.67% 3.90% 4.00% 4.47% 4.12% 3.93% 4.19%
% 15 year fixed mortgage 14.21% 16.67% 17.87% 18.56% 14.03% 14.65% 10.62% 11.88%
avg mortgage rate 4.34% 3.93% 3.26% 3.16% 3.50% 3.28% 3.16% 3.38%
Avg credit score 758.56 758.55 758.35 754.90 750.90 748.17 747.68 750.32
Avg LTV (loan to value) 77.44% 79.10% 80.73% 80.79% 81.34% 80.69% 80.76% 80.18%
Avg DTI (debt to income) 33.19 33.23 32.18 32.92 33.85 34.25 34.92 35.92
% First time homebuyer 37.24% 32.93% 31.13% 30.46% 34.43% 35.91% 35.29% 36.98%
Avg mortgage insurance % 4.86% 6.63% 9.75% 9.93% 10.35% 10.08% 10.20% 9.59%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Melissa, Texas 75454

If you’re looking to buy a new home in Melissa, we have compiled a list of the leading mortgage brokers around Melissa, Texas 75454 to help you with your search.

Name
Address
Contact

Toledo Finance

111 W 3rd St

Mount Pleasant TX 75454

(903) 572-1945

http://toledocorp.com

Pioneer Credit Company

115 W Arizona St

Mount Pleasant TX 75454

(903) 572-1938

http://pioneercredit.net

TitleMax Title Loans

812 S Jefferson Ave

Mt Pleasant TX 75454

(903) 572-3282

webinquiries@titlemax.com

OneMain Financial

2306 S Jefferson Ave

Mount Pleasant TX 75454

(903) 572-6660

http://branches.onemainfinancial.com/tx/mount-pleasant/2306-south-jefferson-ave.html

Loanstar Title Loans

509 S Jefferson Ave

Mt Pleasant TX 75454

(903) 577-0200

news@banderabulletin.com

Address

111 W 3rd St

Mount Pleasant TX

Contact

(903) 572-1945

http://toledocorp.com

Address

115 W Arizona St

Mount Pleasant TX

Contact

(903) 572-1938

http://pioneercredit.net

Address

812 S Jefferson Ave

Mt Pleasant TX

Contact

(903) 572-3282

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Melissa, Texas 75454