Compare Today’s Mortgage Rates for Melissa, Texas

Pureloan searches all major banks and mortgage lenders for the best home loan rates in Melissa, Texas 75454. We provide popular mortgage brokers in your area and a detailed analysis of your home loan payments. For 30-year fixed, expected lifetime cash savings are $37,168 or $103 / month in Melissa and surrounding areas of Collin county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Melissa, Texas 75454.

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Summary of Average Mortgage Terms in Melissa, Texas 75454

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Historical Mortgage Rates for Melissa, Texas 75454 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Melissa, Texas and around Collin county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed mortgage 83.89% 80.98% 80.13% 79.93% 84.39% 83.41% 87.90% 86.50%
avg mortgage rate 4.92% 4.67% 3.90% 4.00% 4.47% 4.12% 3.93% 4.19%
% 15 year fixed mortgage 14.21% 16.67% 17.87% 18.56% 14.03% 14.65% 10.62% 11.88%
avg mortgage rate 4.34% 3.93% 3.26% 3.16% 3.50% 3.28% 3.16% 3.38%
% 10 year fixed mortgage 0.29% 0.44% 0.50% 0.25% 0.27% 0.33% 0.12% 0.18%
avg mortgage rate 4.29% 3.74% 3.14% 3.17% 3.53% 3.26% 3.26% 3.71%
Avg credit score 758.56 758.55 758.35 754.90 750.90 748.17 747.68 750.32
Avg LTV (loan to value) 77.44% 79.10% 80.73% 80.79% 81.34% 80.69% 80.76% 80.18%
Avg Combined LTV (loan to value) 78.91% 80.28% 81.52% 81.46% 82.12% 81.49% 81.60% 81.05%
Avg DTI (debt to income) 33.19 33.23 32.18 32.92 33.85 34.25 34.92 35.92
% First time homebuyer 37.24% 32.93% 31.13% 30.46% 34.43% 35.91% 35.29% 36.98%
Avg mortgage insurance % 4.86% 6.63% 9.75% 9.93% 10.35% 10.08% 10.20% 9.59%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Melissa, Texas 75454

If you’re looking to buy a new home in Melissa, we have compiled a list of the leading mortgage brokers around Melissa, Texas 75454 to help you with your search.

Name
Address
Contact

Toledo Finance

111 W 3rd St

Mount Pleasant TX 75454

(903) 572-1945

http://toledocorp.com

Pioneer Credit Company

115 W Arizona St

Mount Pleasant TX 75454

(903) 572-1938

http://pioneercredit.net

TitleMax Title Loans

812 S Jefferson Ave

Mt Pleasant TX 75454

(903) 572-3282

webinquiries@titlemax.com

OneMain Financial

2306 S Jefferson Ave

Mount Pleasant TX 75454

(903) 572-6660

http://branches.onemainfinancial.com/tx/mount-pleasant/2306-south-jefferson-ave.html

Loanstar Title Loans

509 S Jefferson Ave

Mt Pleasant TX 75454

(903) 577-0200

news@banderabulletin.com

Address

111 W 3rd St

Mount Pleasant TX

Contact

(903) 572-1945

http://toledocorp.com

Address

115 W Arizona St

Mount Pleasant TX

Contact

(903) 572-1938

http://pioneercredit.net

Address

812 S Jefferson Ave

Mt Pleasant TX

Contact

(903) 572-3282

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Melissa, Texas 75454