Compare Today’s Mortgage Rates in Melissa, Texas 75454
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Melissa, Texas 75454.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,777 over the lifetime of your 30-year fixed loan, or a monthly savings of $30 in Melissa and other areas of Collin county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Melissa, Texas 75454
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Interactive Mortgage Rate Projections for Melissa, Texas 75454
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Melissa, TX 75454. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Melissa, Texas 75454 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Melissa, Texas and around Collin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.90% | 91.62% | 91.53% | 90.33% | 89.43% | 87.24% | 86.36% | 87.80% | 83.98% |
avg mortgage rate | 6.25% | 4.49% | 2.96% | 3.31% | 4.31% | 4.61% | 4.21% | 3.93% | 4.11% |
% 15 year fixed mortgage | 6.22% | 7.08% | 7.16% | 8.08% | 8.75% | 10.74% | 11.65% | 10.73% | 14.12% |
avg mortgage rate | 5.45% | 3.54% | 2.31% | 2.87% | 3.74% | 3.93% | 3.42% | 3.16% | 3.27% |
Avg credit score | 756.81 | 762.24 | 761.32 | 762.43 | 758.33 | 755.19 | 750.55 | 747.84 | 749.98 |
Avg LTV (loan to value) | 79.78% | 80.62% | 81.52% | 81.77% | 80.72% | 79.09% | 79.75% | 80.75% | 80.62% |
Avg DTI (debt to income) | 38.31 | 36.21 | 34.33 | 34.77 | 36.36 | 36.45 | 35.80 | 34.85 | 34.13 |
% First time homebuyer | 50.36% | 47.56% | 42.94% | 41.58% | 39.75% | 35.82% | 35.62% | 35.12% | 35.59% |
Avg mortgage insurance % | 11.84% | 11.75% | 11.96% | 12.32% | 11.42% | 9.02% | 9.19% | 10.18% | 9.91% |
Best Mortgage Brokers around Melissa, Texas 75454
For those searching for a new home in Melissa, we have compiled a list of the top mortgage brokers located in and around Melissa, Texas 75454 to assist you with your search.
Toledo Finance
111 W 3rd St
Mount Pleasant TX 75454
(903) 572-1945
http://toledocorp.com
Pioneer Credit Company
115 W Arizona St
Mount Pleasant TX 75454
(903) 572-1938
http://pioneercredit.net
TitleMax Title Loans
812 S Jefferson Ave
Mt Pleasant TX 75454
(903) 572-3282
webinquiries@titlemax.com
OneMain Financial
2306 S Jefferson Ave
Mount Pleasant TX 75454
(903) 572-6660
http://branches.onemainfinancial.com/tx/mount-pleasant/2306-south-jefferson-ave.html
Loanstar Title Loans
509 S Jefferson Ave
Mt Pleasant TX 75454
(903) 577-0200
news@banderabulletin.com
Address
111 W 3rd St
Mount Pleasant TX
Contact
(903) 572-1945
http://toledocorp.com
Address
115 W Arizona St
Mount Pleasant TX
Contact
(903) 572-1938
http://pioneercredit.net
Address
812 S Jefferson Ave
Mt Pleasant TX
Contact
(903) 572-3282
webinquiries@titlemax.com