Compare Today’s Mortgage Rates in Montalba, Texas 75853
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Montalba, Texas 75853.
Our search engine thoroughly explores all home mortgage options in Montalba, Texas 75853, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,800 in lifetime cash or $16 per month in Montalba and other areas of Anderson county.
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Summary of Average Mortgages in Montalba, Texas 75853
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Montalba, Texas 75853
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Montalba, TX 75853. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Montalba, Texas 75853 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Montalba, Texas and around Anderson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 94.29% | 87.58% | 93.46% | 91.87% | 81.58% | 85.26% | 87.18% | 80.36% | 80.00% |
| avg mortgage rate | 6.70% | 4.56% | 3.16% | 3.63% | 4.65% | 4.69% | 4.36% | 4.04% | 4.20% |
| % 15 year fixed mortgage | 2.86% | 10.56% | 5.23% | 5.69% | 14.04% | 12.63% | 11.54% | 14.29% | 17.78% |
| avg mortgage rate | 5.63% | 4.01% | 2.47% | 3.18% | 3.77% | 4.13% | 3.69% | 3.34% | 3.48% |
| Avg credit score | 1006.94 | 741.12 | 746.24 | 748.51 | 734.32 | 746.85 | 738.64 | 746.80 | 737.82 |
| Avg LTV (loan to value) | 81.80% | 80.11% | 83.38% | 82.37% | 83.32% | 79.65% | 83.26% | 84.14% | 80.82% |
| Avg DTI (debt to income) | 35.40 | 34.95 | 35.68 | 33.55 | 35.46 | 33.09 | 36.45 | 33.30 | 33.44 |
| % First time homebuyer | 37.14% | 33.54% | 27.45% | 28.46% | 27.19% | 24.21% | 29.49% | 26.79% | 26.67% |
| Avg mortgage insurance % | 10.66% | 14.01% | 14.00% | 12.10% | 14.61% | 9.92% | 12.08% | 12.18% | 11.02% |
Best Mortgage Brokers around Montalba, Texas 75853
For those searching for a new home in Montalba, we have compiled a list of the top mortgage brokers located in and around Montalba, Texas 75853 to assist you with your search.
Name
Address
Contact
First National Bank
548 Fm 416
Streetman TX 75853
(903) 599-2265
http://www.mycommunitybanktexas.com
Southern oration
122 E Lufkin Ave
Lufkin TX 75853
(936) 639-6674
Walter Mortgage Company
515 S 1st St
Lufkin TX 75853
(936) 634-3433
Loanstar Title Loans
903 N Timberland Dr
Lufkin TX 75853
(936) 634-9955
https://www.loanstartitleloans.net/Locations/TEXAS/Lufkin/903-N-Timberland-Dr
OneMain Financial
4206 S Medford Dr
Lufkin TX 75853
(936) 634-4406
http://branches.onemainfinancial.com/tx/lufkin/4206-south-medford.html
Address
548 Fm 416
Streetman TX
Contact
(903) 599-2265
http://www.mycommunitybanktexas.com
Address
122 E Lufkin Ave
Lufkin TX
Contact
(936) 639-6674
Address
515 S 1st St
Lufkin TX
Contact
(936) 634-3433