Compare Today’s Mortgage Rates in Neches, Texas 75779
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Neches, Texas 75779.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,060 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Neches and other areas of Anderson county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Neches, Texas 75779
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Interactive Mortgage Rate Projections for Neches, Texas 75779
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Neches, TX 75779. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Neches, Texas 75779 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Neches, Texas and around Anderson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 94.54% | 92.30% | 90.62% | 89.82% | 89.19% | 85.19% | 87.61% | 84.94% | 83.48% |
avg mortgage rate | 6.54% | 4.64% | 3.06% | 3.43% | 4.48% | 4.70% | 4.28% | 3.92% | 4.12% |
% 15 year fixed mortgage | 4.62% | 5.73% | 7.33% | 8.61% | 8.14% | 11.45% | 9.83% | 11.65% | 14.48% |
avg mortgage rate | 5.91% | 3.72% | 2.42% | 3.00% | 3.99% | 4.07% | 3.55% | 3.16% | 3.34% |
Avg credit score | 749.37 | 759.16 | 768.75 | 766.11 | 749.00 | 751.31 | 750.50 | 750.78 | 752.55 |
Avg LTV (loan to value) | 79.90% | 79.42% | 81.53% | 82.50% | 82.68% | 79.63% | 81.18% | 82.27% | 82.36% |
Avg DTI (debt to income) | 38.16 | 36.04 | 34.84 | 34.65 | 35.38 | 34.61 | 34.26 | 33.14 | 32.88 |
% First time homebuyer | 35.29% | 28.33% | 28.95% | 26.18% | 26.03% | 24.75% | 22.01% | 23.49% | 22.85% |
Avg mortgage insurance % | 12.57% | 11.51% | 12.23% | 13.24% | 13.21% | 9.91% | 10.91% | 12.00% | 11.86% |
Best Mortgage Brokers around Neches, Texas 75779
For those searching for a new home in Neches, we have compiled a list of the top mortgage brokers located in and around Neches, Texas 75779 to assist you with your search.
Mortgages & More
301 E Palestine Ave
Palestine TX 75779
(903) 729-7865
mmi@mortgagesandmoreinc.com
Atlas Credit
113 W Main St
Palestine TX 75779
(903) 731-9386
brandon@atlascredit.com
Toledo Finance
109 W Spring St
Palestine TX 75779
(903) 729-0126
info@bbbsetexas.org
OneMain Financial
2041 Crockett Rd
Palestine TX 75779
(903) 723-9500
http://branches.onemainfinancial.com/tx/palestine/2041-crockett-road.html
Cash Max Title & Loan
2102 Crockett Rd
Palestine TX 75779
(903) 723-5700
http://www.cashmaxtexas.com/
Address
301 E Palestine Ave
Palestine TX
Contact
(903) 729-7865
mmi@mortgagesandmoreinc.com
Address
113 W Main St
Palestine TX
Contact
(903) 731-9386
brandon@atlascredit.com
Address
109 W Spring St
Palestine TX
Contact
(903) 729-0126
info@bbbsetexas.org